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Find Long-Term Care Insurance Agents Near You in Orleans, MA

Directory of long-term care insurance agents in Orleans, Massachusetts. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Orleans, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 long-term care insurance agents in Orleans, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Baldwin Group (formerly RogersGray)
111 MA-6A, Orleans, MA 02653
(800) 553-1801 baldwin.com
Pike Insurance Agency Inc.
8 Main St, Orleans, MA 02653
(508) 255-7880
ComForCare Home Care (Cape Cod, MA)
12 Main St Suite 2E, Orleans, MA 02653
(508) 209-5714 comforcare.com
Kaplansky Insurance- Orleans Branch
8 Main St, Orleans, MA 02653
(508) 255-7880 kaplansky.com

A long-term care insurance agent in Orleans Massachusetts can help you navigate policy choices and file claims. Massachusetts requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. Local agents understand the specific needs of seniors on Cape Cod.

What Does a Long-Term Care Insurance Agent in Orleans Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old couple might cost between 2,000 and 4,000 dollars per year combined. Single policies for a 65-year-old can range from 1,500 to 3,500 dollars annually. Costs are lower for younger buyers and higher for those with pre-existing conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Orleans do?
An agent helps you compare policies from different carriers, explains coverage limits and waiting periods, and assists with claim filing. They can also review your existing policy to ensure it meets Massachusetts state requirements.
Are there Massachusetts laws that affect long-term care insurance?
Yes. Massachusetts requires a 30-day free look period for new policies. Insurers must offer a 5 percent annual inflation protection option. The state also has a Partnership Program that allows policyholders to protect some assets from Medicaid spend-down.
How do I choose a long-term care insurance agent in Orleans?
Look for an agent licensed in Massachusetts with experience in long-term care products. Ask about their familiarity with Cape Cod providers and the Massachusetts Partnership Program. Check their credentials with the Massachusetts Division of Insurance.