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Long-Term Care Insurance Agents in Northampton, MA

Looking for a long-term care insurance agent in Northampton? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Northampton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 11 long-term care insurance agents in Northampton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Webber and Grinnell Insurance
8 N King St, Northampton, MA 01060
(413) 586-0111 webberandgrinnell.com
Aquadro & Associates Insurance Inc
355 Bridge St, Northampton, MA 01060
(413) 586-7373 aquadroinsurance.com
Borawski Insurance
88 King St, Northampton, MA 01060
(413) 586-5011 borawskiinsurance.com
King & Cushman
176 King St, Northampton, MA 01060
(877) 534-9053 kingcushman.com
Whalen Insurance Agency
71 King St, Northampton, MA 01060
(413) 586-1000 whaleninsurance.com
Roger Menard Insurance: Free Quotes, Registry in house
241 King St #119, Northampton, MA 01060
(413) 584-1115
Snook and Mohan Insurance Agency
25 Main St, Northampton, MA 01060
(413) 586-1591 snookandmohan.com
Consultant Benefit Insurance
47 Pleasant St, Northampton, MA 01060
(413) 307-0164
Woodward & Grinnell Insurance Inc
8 N King St, Northampton, MA 01060
(413) 536-5050 webberandgrinnell.com
Smith Brothers Insurance
182 Main St STE 202, Northampton, MA 01060
(860) 652-3235 smithbrothersusa.com
Hampshire County Group Insurance Trust
99 Main St #102, Northampton, MA 01060
(413) 584-1300 hcgit.org

Long-term care insurance agents in Northampton, Massachusetts help residents plan for future care needs. These agents can explain the Massachusetts Partnership for Long-Term Care program, which offers asset protection for qualifying policies. Working with a local agent ensures you understand state-specific rules and policy features.

What Does a Long-Term Care Insurance Agent in Northampton Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, and coverage level. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on benefit amount, elimination period, and inflation protection. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Northampton do?
An agent helps you compare policies from different insurers and explains coverage options. They can also advise on how a policy works with Massachusetts Medicaid rules and the Partnership program.
Is the Massachusetts Partnership for Long-Term Care important for Northampton residents?
Yes. This program allows you to protect a portion of your assets if you later need MassHealth (Medicaid). A qualified agent can help you choose a Partnership-approved policy that meets state requirements.
Are there age or health limits for buying long-term care insurance in Massachusetts?
Most insurers offer policies to people aged 18 to 84, but premiums increase with age. You must answer health questions, and some conditions may lead to denial or higher rates. Massachusetts law requires insurers to offer a 30-day free look period.