Skip to main content

Long-Term Care Insurance Agents in North Billerica, MA

Browse long-term care insurance agents serving North Billerica, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
North Billerica, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 long-term care insurance agents in North Billerica, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John McBride Jr Insurance
1 Treble Cove Rd, North Billerica, MA 01862
(978) 663-3301 mcbrideinsuranceagency.com
The Part-Time Benefits Company
218 Rangeway Rd, North Billerica, MA 01862
(978) 430-8273 parttimebenefits.com

Long-term care insurance agents in North Billerica, Massachusetts help residents plan for future care costs while protecting assets. Massachusetts has a state partnership program that allows policyholders to keep more assets when qualifying for MassHealth. A local agent can explain how these plans work with your retirement strategy.

What Does a Long-Term Care Insurance Agent in North Billerica Cost?

In Massachusetts, long-term care insurance premiums vary by age, health, and benefit amount. A typical policy for a healthy 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. These costs can increase over time if the insurer raises rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent do in North Billerica?
An agent helps you compare policies from multiple carriers to find coverage that fits your budget and health situation. They explain benefit triggers, elimination periods, and inflation protection options. They also guide you through Massachusetts specific rules like the partnership program.
How does the Massachusetts long-term care partnership program work?
This state program lets you protect a dollar of assets for every dollar your policy pays out. For example, if your policy pays 200,000 dollars in benefits, you can keep that amount in assets and still qualify for MassHealth. An agent can tell you if your policy qualifies for this protection.
When should I buy long-term care insurance in Massachusetts?
Most people buy policies in their 50s or early 60s when premiums are lower and health conditions are less likely to cause denial. Massachusetts law requires insurers to offer inflation protection and nonforfeiture benefits. An agent can help you decide the right age based on your health and finances.