The top-rated long-term care insurance agent in North Andover, Massachusetts is MTM Insurance Associates, LLC, rated 4.9 stars across 93 reviews. Other highly rated options include MTMBrainerd INC., Benefit Advisors Group, Durso & Jankowski Insurance. This directory lists 18 long-term care insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 2 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 3 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 4 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 5 | Laura Pollard Insurance | 65 High St | (603) 730-9147 |
| 6 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 7 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 8 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 9 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
| 10 | Acrisure North Andover, MA (Foster Sullivan Insurance Group) | 163 Main St | (978) 686-2266 |
MTM Insurance Associates, LLC serves families and individuals throughout the North Andover area and Essex County. The company specializes in helping clients navigate the complexities of long-term care insurance. Their work includes assessing individual needs and comparing policy options from multiple carriers. Protecting retirement assets and ensuring access to quality care are core focuses. The agency handles policy applications for home care and assisted living coverage, guiding clients through plan selection and enrollment.
MTMBrainerd INC. provides long-term care insurance options to help individuals in North Andover plan for future custodial and home-based care needs. Its service plans include guidance on selecting policy structures that address asset protection and personal care preferences. Ongoing maintenance plans offer periodic policy reviews to adjust for changing health costs and regulations. This long-term care insurance agent company serves clients with independent homes, retirement apartments, assisted living facilities, and private care residences.
Benefit Advisors Group serves local families and individuals in North Andover, Massachusetts, who are planning for their future health care needs. The agency provides long-term care insurance to help clients protect assets and maintain independence as they age. They also assist adult children seeking coverage for aging parents and retirees reviewing their financial strategies. Each policy option is explained clearly, with a focus on matching coverage to personal goals. Their service area includes Andover and the greater Merrimack Valley region.
Based in North Andover, Massachusetts, Durso & Jankowski Insurance serves clients across the Merrimack Valley and surrounding communities. The agency specializes exclusively in long-term care insurance, helping individuals navigate policies that cover expenses related to extended care needs. This includes assisting with plan selection to protect assets from the high cost of nursing homes, assisted living, and home-based care. For each client, the firm focuses first on a thorough assessment of personal financial goals and health history before recommending appropriate coverage options.
Laura Pollard Insurance, based in North Andover, MA, helps clients distinguish between one-time consultation services for immediate policy questions and scheduled recurring reviews to adjust coverage as needs evolve. The firm advises on long-term care insurance options designed to protect assets and cover assisted living or home health care costs in this region. Services are offered on a one-time, scheduled, or as-needed basis depending on each client’s changing circumstances.
MacDonald & Pangione Insurance Agency specializes in helping individuals navigate long-term care insurance options to protect assets and ensure future care needs are met. The North Andover, MA based firm assists clients in analyzing policies and selecting appropriate coverage for in-home care, assisted living, and nursing facility expenses. It regularly works with families planning ahead to maintain financial stability. As life expectancy increases and the costs of extended care continue to rise, this agency is particularly helpful when clients are reevaluating their retirement plans or considering coverage before a significant health event occurs.
As local families age and the need for long-term care becomes a pressing concern in North Andover, Perry Insurance Agency, LLC. focuses on helping clients understand how to protect their assets while planning for possible extended care. Their agents work closely with individuals to weigh policy options and coverage types suited to the area’s varied retirement needs. The process begins with an initial consultation to review personal health history, financial resources, and the client’s preferred level of future care support.
Prime Insurance Services, Inc. provides long-term care insurance services for residents in and around North Andover, MA. The company also assists individuals with securing commercial coverage for their business or facility needs within the local area. Their work focuses on explaining plan options that help policyholders afford necessary care later in life, ensuring clients understand policy terms and benefit triggers. Ongoing guidance and policy reviews are offered between regular office visits to help maintain appropriate coverage when personal circumstances change.
MP Roberts Insurance Agency works with clients to develop plans that help cover the costs of extended personal care. It specializes in long-term care insurance, offering policies designed for medical and non-medical support at home or in a facility. Serving North Andover, Massachusetts, the agency advises adults on protecting assets against future care expenses. Its coverage options can assist professionals in a variety of commercial settings, including offices, warehouses, and food service environments.
Acrisure North Andover, MA (Foster Sullivan Insurance Group) is known for specializing in long-term care insurance coverage for residents of the Merrimack Valley region. It offers access to multiple carriers to help clients plan for future care needs while protecting personal assets. Policy options can include coverage for home health aides, assisted living facilities, and nursing home stays. The agency works with individuals and families navigating the complexities of care planning and premium structuring. Its service can be paired with life insurance policies that include long-term care riders for broader financial protection.
What Does a a Long-Term Care Insurance Agent in North Andover Cost?
Long-term care insurance costs in Massachusetts vary based on age, health, and coverage level. A typical policy for a 55 year old might cost between 1,500 and 3,000 per year. Premiums for older applicants or those with health issues can be higher. This is general information, not insurance advice.
About long-term care insurance agents in North Andover
Long-term care insurance agents in North Andover, Massachusetts help residents plan for future care needs. Massachusetts offers a state partnership program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with local care facilities and state Medicaid rules.
Frequently Asked Questions
What does a long-term care insurance agent in North Andover do?
An agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain Massachusetts specific rules like the partnership program and inflation protection options. Agents also assist with the application process and answer questions about benefit triggers.
Does Massachusetts require long-term care insurance to be sold with certain features?
Yes, Massachusetts requires all policies to offer inflation protection and nonforfeiture benefits. Policies must also include a 30 day free look period for cancellation. Agents must follow state regulations when presenting policy options to consumers.
How does the Massachusetts long-term care partnership program work?
The partnership program lets you keep assets equal to the amount your policy pays out if you later need MassHealth. For example if your policy pays 100,000 in benefits you can protect 100,000 in assets. An agent can explain how this asset protection works with your specific policy.
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