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Compare Long-Term Care Insurance Agents in Merrimac, MA
Browse long-term care insurance agents serving Merrimac, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Merrimac, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 long-term care insurance agents in Merrimac, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Journeay Insurance Agency
8 W Main St, Merrimac, MA 01860
(978) 346-8761
journeay.com
MK Sullivan Insurance
30 Grove St, Merrimac, MA 01860
(978) 346-7200
mksullivaninsurance.com
Long-term care insurance agents in Merrimac Massachusetts help residents plan for future care needs. Massachusetts offers a Partnership program that allows policyholders to protect assets while qualifying for MassHealth. A local agent can explain how state regulations affect coverage and premiums.
What Does a Long-Term Care Insurance Agent in Merrimac Cost?
Long-term care insurance premiums in Massachusetts vary by age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Partnership policies may have slightly higher premiums due to added benefits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Merrimac do?
A licensed agent reviews your health and finances to recommend suitable policies. They explain Massachusetts rules like the 90-day elimination period and inflation protection options. They do not provide legal or tax advice.
Is long-term care insurance required in Massachusetts?
No state law requires long-term care insurance. However Massachusetts has a Partnership program that encourages buying qualified policies. These policies offer asset protection if you later need MassHealth benefits.
How do Massachusetts Partnership policies work?
Partnership policies must meet state standards including inflation protection and a 90-day elimination period. If you use all policy benefits you can apply for MassHealth without counting those assets. An agent can help you find a Partnership-qualified plan.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.