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Showing 2 long-term care insurance agents in Harwich, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Visiting Angels Senior Home Care
915 MA-28, Harwich, MA 02645
(508) 432-9600
visitingangels.com
Kenneth Ford Financial
2 Englewood Dr E7, Harwich, MA 02645
(682) 701-4221
fordins.net
What Does a Long-Term Care Insurance Agent in Harwich Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and benefit amount. A typical policy for a 55 year old might cost between 100 and 300 dollars per month. For a 65 year old, premiums often range from 200 to 500 dollars per month. These are general estimates and your actual cost will depend on your specific case. This information is for educational purposes and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Harwich do?
An agent helps you compare policies from different insurers. They explain coverage options for nursing homes, home health aides, and adult day care. They also guide you on Massachusetts specific rules like the Partnership Program.
How does the Massachusetts Partnership Program affect my policy?
The Partnership Program allows you to protect a portion of your assets equal to the benefits your policy pays. This means you can qualify for MassHealth later without spending down all your savings. An agent can help you choose a policy that meets program requirements.
Do I need long-term care insurance if I live on Cape Cod?
Long-term care costs in Harwich and across Cape Cod are high. A policy can help pay for in-home care or a nursing facility without depleting your retirement funds. An agent can review your financial situation to see if a policy makes sense for you.