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Compare Long-Term Care Insurance Agents in Harvard, MA
Looking for a long-term care insurance agent in Harvard? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Harvard, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 long-term care insurance agents in Harvard, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Francis Murphy Insurance Agency
276 Ayer Rd, Harvard, MA 01451
(978) 772-0070
dfmurphy.com
Nikopoulos Insurance
206 Ayer Rd, Harvard, MA 01451
(978) 456-9700
nikinsurance.com
Long-term care insurance agents in Harvard Massachusetts help residents plan for future care needs. Massachusetts has a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with local nursing home and home care costs.
What Does a Long-Term Care Insurance Agent in Harvard Cost?
Long-term care insurance premiums in Massachusetts vary by age health and benefit choices. A typical policy for a 55-year-old might cost 1500 to 3000 per year. Higher daily benefits and inflation riders increase the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Harvard do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options such as daily benefit amounts and benefit periods. Agents also assist with understanding Massachusetts specific rules like the Partnership Program.
Is long-term care insurance required in Massachusetts?
Long-term care insurance is not required by law in Massachusetts. However the state encourages it through the Partnership Program. Without coverage you may need to spend down assets to qualify for MassHealth.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.