The top-rated long-term care insurance agent in Duxbury, Massachusetts is Sabel Public Insurance Adjusters, rated 5.0 stars across 150 reviews. Other highly rated options include Duxbury Council On Aging, Francis R Doran Insurance, Bearingstar Insurance (By appointment only). This directory lists 10 long-term care insurance agents serving Duxbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sabel Public Insurance Adjusters | 42 Tremont St #4 | (508) 746-0918 |
| 2 | Duxbury Council On Aging | 10 Mayflower St | (781) 934-5774 |
| 3 | Francis R Doran Insurance | 33 Enterprise St STE 1 | (781) 934-5900 |
| 4 | Bearingstar Insurance (By appointment only) | 459 Washington St Suite 28 | (781) 203-3369 |
| 5 | Dixon Associates, Inc. | 459 Washington St #26 | (781) 934-0648 |
| 6 | Turning 65 Consulting | 1 Garden Ln | (781) 934-4696 |
| 7 | Deland, Gibson Insurance Associates — Duxbury | 459 Washington St First Floor | (781) 934-7200 |
| 8 | Cross Insurance | 45D Depot St Box AC | (781) 934-6500 |
| 9 | Charles H Cahill Insurance Agency | 2 Jeremiah Dr | (781) 837-2300 |
| 10 | Richard G Lougee, LLC | 24 Bay Rd #3 | (781) 291-8080 |
Sabel Public Insurance Adjusters serves the Duxbury, Massachusetts area as a long-term care insurance agent. The company helps individuals navigate policies that provide coverage for extended care needs, whether at home, in assisted living facilities, or in nursing homes. Understanding the complexities of long-term care insurance requires professional guidance to ensure claims are handled properly. Sabel Public Insurance Adjusters assists policyholders with filing claims and managing the entire long-term care insurance process from initial paperwork through final resolution.
Duxbury Council On Aging in Duxbury, MA, provides long-term care insurance planning and policy acquisition assistance for local residents. Its service plans include comprehensive consultations to evaluate individual coverage needs, ongoing policy management support, and annual reviews to adjust benefits as circumstances change. The agency also assists with claim filing procedures and policy maintenance. It serves single-family homes, apartments, retail establishments, and restaurants throughout the Duxbury area.
Francis R Doran Insurance serves homeowners and individuals in Duxbury, Massachusetts who are planning for their future care needs. As a long-term care insurance agent, the company helps clients understand their options for covering assisted living, nursing home, and home health care expenses through various policy choices. The agency guides local residents through the application process and offers advice on selecting appropriate coverage levels for their situation. The company also provides its services to clients in the neighboring town of Marshfield.
Serving clients throughout Duxbury and the surrounding South Shore communities, Bearingstar Insurance specializes exclusively in long-term care insurance solutions. The agency, operating by appointment only, helps individuals and families navigate the complexities of planning for extended nursing, home health, and assisted living needs. By appointment focus enables personalized consultations to assess each client’s unique financial situation and health considerations. The company typically handles a typical job by first reviewing personal circumstances and coverage goals before providing tailored policy options from multiple carriers.
Dixon Associates, Inc., based in Duxbury, MA, distinguishes between one-time policy reviews and ongoing plan management when assisting clients with long-term care insurance. Coverage is designed to help individuals protect assets and fund future care needs, including nursing home, assisted living, and home-based services. Like all area agents, they compare policies from different carriers to explain policy features, such as inflation protection and benefit periods. Their client services usually operate on a scheduled basis, with advisors available for as-needed consultations.
Turning 65 Consulting specializes in long-term care insurance guidance for older adults, helping them plan for potential care needs in Duxbury and surrounding communities. The company works with individuals and families to review policy options, compare coverage, and navigate the application process. It serves those preparing for retirement or managing a parent’s care transition. In winter months, it often assists clients concerned about sudden injury from icy conditions that may require extended home or facility assistance.
As the coastal population of Duxbury ages, many residents begin planning for the significant costs of extended home care or nursing facility stays. Deland, Gibson Insurance Associates on Duxbury focuses solely on long-term care insurance, helping clients protect their savings from rising expenses specific to this region. They evaluate individual health factors and financial situations to recommend coverage that addresses future personal needs. A typical first step in their process involves a no-obligation review of the client’s current health and existing policies.
Cross Insurance, based in Duxbury, Massachusetts, assists clients in planning for future healthcare needs through long-term care insurance policies. These products are designed to help cover costs associated with extended nursing care or home health services. The agency focuses specifically on tailoring coverage options that align with individual financial and health circumstances. It works with a variety of commercial clients, including local offices, warehouses, and food service establishments seeking to offer robust employee benefits.
Charles H Cahill Insurance Agency assists individuals in Duxbury, MA, with navigating long-term care insurance options. The agency specializes in helping clients plan for future care needs, including policies that cover home care, assisted living, and nursing facility expenses. Its work involves evaluating coverage to protect assets and reduce family financial burdens. The agency can serve clients operating from local offices, warehouses, and food service businesses.
Long-term care insurance planning is available to residents of Duxbury and the surrounding region from Richard G Lougee, LLC. The firm assists individuals in evaluating policy options to help cover future needs for assisted living or in-home care. Commercial coverage is also offered for businesses seeking to protect key personnel. Service extends across the local area. After an initial consultation, the agent follows up to review policy changes and can adjust coverage between regular annual check-ins.
What Does a a Long-Term Care Insurance Agent in Duxbury Cost?
In Massachusetts, long-term care insurance premiums vary widely based on age, health, and coverage level. A typical policy for a healthy 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs increase with added features like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Duxbury
Long-term care insurance agents in Duxbury, Massachusetts help residents plan for future care costs, including nursing home or home health aide expenses. Massachusetts law allows for partnership policies that protect assets under the state Medicaid program. Local agents can explain how these policies work with MassHealth rules.
Frequently Asked Questions
What does a long-term care insurance agent in Duxbury do?
A long-term care insurance agent helps you compare policies from different carriers and choose coverage that fits your budget and needs. They explain policy features like benefit periods, inflation protection, and elimination periods. Agents also guide you through the application process and medical underwriting.
Are long-term care insurance premiums tax deductible in Massachusetts?
Yes, long-term care insurance premiums may be deductible on your federal income tax return if you itemize deductions. Massachusetts follows federal tax rules for these deductions. The amount you can deduct depends on your age and total medical expenses.
What is a Massachusetts partnership long-term care policy?
A partnership policy is a special type of long-term care insurance that meets state standards. If you use all the benefits, Massachusetts will allow you to keep an equal amount of assets and still qualify for MassHealth. This asset protection is a key benefit for Duxbury residents.
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