ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Long-Term Care Insurance Agents in Bradford, MA
Directory of long-term care insurance agents in Bradford, Massachusetts. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Bradford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 long-term care insurance agents in Bradford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Almanzar Insurance Services
151 S Main St Ste 1A, Bradford, MA 01835
(978) 891-3411
almanzarinsurance.com
Phaneuf Insurance Agency
81 S Main St, Bradford, MA 01835
(978) 372-3636
phaneufinsurance.net
Bradford, Massachusetts residents seeking long-term care insurance can work with a local agent to understand policy options and Massachusetts-specific regulations. Massachusetts law requires certain consumer protections, including a 30-day free look period for new policies. An agent can help you compare plans from multiple carriers to find coverage that fits your budget and care goals.
What Does a Long-Term Care Insurance Agent in Bradford Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and coverage level. For a 55-year-old in good health, a policy with a 3-year benefit period and 5% compound inflation protection might cost between $2,000 and $4,000 per year. For a 65-year-old, annual premiums can range from $3,500 to $6,000 or more. Costs also depend on the daily benefit amount and elimination period chosen. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Bradford do?
A long-term care insurance agent helps you evaluate policy options from different insurers. They explain coverage details, benefit triggers, and inflation protection. They also guide you through Massachusetts-specific rules like the Partnership Program which allows asset protection.
Is long-term care insurance required in Massachusetts?
No, long-term care insurance is not required by law in Massachusetts. However, the state offers a Partnership Program that lets policyholders protect assets equal to the benefits paid out. An agent can explain how this program works and whether it suits your situation.
How do I choose a long-term care insurance agent in Bradford?
Look for an agent licensed in Massachusetts with experience in long-term care products. Ask about their familiarity with Massachusetts regulations and the Partnership Program. Check their credentials and read client reviews before making a decision.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Bradford who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.