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Long-Term Care Insurance Agents in Bourne, MA

Looking for a long-term care insurance agent in Bourne? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Bourne, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 long-term care insurance agents in Bourne, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murray & MacDonald Insurance Services, Inc
550 MacArthur Blvd, Bourne, MA 02532
(508) 540-2400 riskadvice.com
John Hancock Life Insurance Co: Patterson Michael
550 MacArthur Blvd, Bourne, MA 02532
(508) 690-4327
BUZZARDS BAY INSURANCE INC
9 Yearling Run Rd, Bourne, MA 02532
(774) 517-5698 lynchconboy.com

A long-term care insurance agent in Bourne, Massachusetts can help you find a policy that covers nursing home care, assisted living, and home health services. Massachusetts law requires agents to be licensed by the state and follow strict consumer protection rules. Working with a local agent ensures you understand how policies interact with MassHealth and other state programs.

What Does a Long-Term Care Insurance Agent in Bourne Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, and benefit amounts. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old could pay $2,500 to $5,000 annually. Costs also depend on whether you choose inflation protection and the length of the benefit period. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Bourne do?
An agent helps you compare policies from different companies to find coverage that fits your needs and budget. They explain benefit amounts, elimination periods, and inflation protection options. They also help you apply for coverage and answer questions about claims.
Are there Massachusetts rules for long-term care insurance policies?
Yes, Massachusetts has a 30-day free look period where you can cancel a policy for a full refund. Insurers cannot deny coverage based on pre-existing conditions for policies that meet state standards. Agents must provide a detailed outline of coverage before you buy.
How do I choose a long-term care insurance agent in Bourne?
Look for an agent who is licensed in Massachusetts and has experience with long-term care policies. Ask about the number of insurance companies they work with so you can compare options. Check their reputation with the Massachusetts Division of Insurance.