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Find Long-Term Care Insurance Agents Near You in Amherst, MA
Looking for a long-term care insurance agent in Amherst? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 long-term care insurance agents in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305
encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100
bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555
amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Guardian Angel Senior Services Amherst
6 University Dr #201, Amherst, MA 01002
(413) 233-4376
guardianangelseniorservices.com
Five College Home Insurance Solutions
64 Spring St #12, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Long-term care insurance agents in Amherst Massachusetts help residents plan for future care needs. They explain policy options and how Massachusetts law affects coverage. Agents assist with comparing plans from multiple carriers to find a suitable fit.
What Does a Long-Term Care Insurance Agent in Amherst Cost?
Long-term care insurance premiums in Massachusetts vary by age health and benefit choices. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old the same coverage could range from 300 to 600 dollars monthly. Costs increase with younger age and better health. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Amherst do?
An agent helps you understand policy features like benefit amounts and elimination periods. They can show you options that meet Massachusetts Partnership for Long-Term Care program requirements. This program allows policyholders to protect some assets from Medicaid spend-down.
How do Massachusetts rules affect long-term care insurance?
Massachusetts requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period for new policies. Agents in Amherst must follow these regulations when presenting plans.
What should I bring to a meeting with an Amherst agent?
Bring your current health information and financial details like income and assets. Also bring any existing insurance policies. The agent can then provide accurate quotes and policy comparisons.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.