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Find Long-Term Care Insurance Agents Near You in Windsor Mill, MD

Compare long-term care insurance agents in Windsor Mill. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Windsor Mill, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 long-term care insurance agents in Windsor Mill, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alonzo Howard - State Farm Insurance Agent
2500 Rolling Rd. Ste 200, Windsor Mill, MD 21244
(410) 298-2550 alonzohoward.com
Ross Insurance Agency
2505 Lord Baltimore Dr a, Windsor Mill, MD 21244
(410) 788-1710 getrossinsurance.com
Whaley Insurance Services, LLC
8136 Liberty Rd #2f, Windsor Mill, MD 21244
(443) 405-3547 whaleyinsurancellc.com

Long-term care insurance agents in Windsor Mill, Maryland help residents plan for future care needs. Maryland offers the Long-Term Care Partnership Program which allows policyholders to protect assets while qualifying for Medicaid. A local agent can explain how this program works and compare policies from different carriers.

What Does a Long-Term Care Insurance Agent in Windsor Mill Cost?

In Maryland, long-term care insurance premiums vary widely based on age, health, and benefit amount. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year for a moderate benefit package. Partnership Program policies may have slightly different pricing due to state requirements. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Windsor Mill do?
An agent helps you compare policies from multiple insurers and explains coverage options like home care and nursing facility care. They also guide you through Maryland specific rules such as the Partnership Program requirements. The agent does not sell for just one company so you get a broader view.
How does the Maryland Long-Term Care Partnership Program work?
This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. The policy must be certified by the state to qualify. An agent can tell you which policies meet these standards.
Are there time limits for buying long-term care insurance in Maryland?
Maryland does not have a state deadline for purchase but insurers often require you to be in good health. Some policies have a 90 day elimination period before benefits start. An agent can explain these waiting periods and how they affect your plan.