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Compare Long-Term Care Insurance Agents in Severn, MD
Directory of long-term care insurance agents in Severn, Maryland. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Severn, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 long-term care insurance agents in Severn, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ivan Henderson - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 674-2886
ivanhenderson.com
Marie Waring - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 551-4666
mariewaring.com
Long-term care insurance agents in Severn, Maryland help residents plan for future care needs such as nursing home or home health care. Maryland offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these policies work with Maryland state rules and your personal situation.
What Does a Long-Term Care Insurance Agent in Severn Cost?
Long-term care insurance premiums in Maryland vary based on age, health, and coverage amount. For a healthy 55-year-old, a policy with 165,000 dollars in benefits may cost between 1,500 and 3,000 dollars per year. Costs increase with age and if you add inflation protection or shorter waiting periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Severn do?
An agent helps you compare policies from different insurers and explains coverage options like nursing home care, assisted living, and home care. They also guide you on Maryland-specific programs such as the Long-Term Care Partnership. Their goal is to match a policy to your health and budget.
Does Maryland have a tax incentive for long-term care insurance?
Yes, Maryland offers a tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can help you understand if your policy qualifies under Maryland tax law.
How do Maryland Partnership policies work?
Maryland Partnership policies provide dollar-for-dollar asset protection if you later need Medicaid. For example, if your policy pays out 100,000 dollars in benefits, you can keep that amount in assets and still qualify for Medicaid. An agent can explain how this protects your savings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.