The top-rated long-term care insurance agent in Owings Mills, Maryland is Luray Insurance of Baltimore, rated 4.9 stars across 223 reviews. Other highly rated options include Marisol Johnson - State Farm Insurance Agent, Ashley Nguyen - State Farm Insurance Agent, Woodhome Insurance. This directory lists 22 long-term care insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 2 | Marisol Johnson - State Farm Insurance Agent | 9351 Lakeside Blvd #201 | (410) 902-7475 |
| 3 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 4 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 5 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 6 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
| 7 | Ari Litzman: Allstate Insurance | 9505 Reisterstown Rd Ste 2nc | (410) 559-2319 |
| 8 | RCM&D | 11403 Cronridge Dr Suite 270 | (410) 356-9500 |
| 9 | Donadio Insurance Group | 10045 Red Run Blvd #120 | (443) 394-6800 |
| 10 | Goosehead Insurance - Kip Harris | 10451 Mill Run Cir #400 | (410) 417-7783 |
Luray Insurance of Baltimore provides long-term care insurance agency services to individuals and families in the Owings Mills, Maryland area. The company assists clients in evaluating policy options that can help cover the costs of extended care, such as in-home assistance or nursing facility stays. They offer ongoing support to help policyholders understand their coverage and manage their plans over time. The firm serves a variety of residential and commercial clients, including single-family homes, apartments, local retail shops, and neighborhood restaurants.
Marisol Johnson - State Farm Insurance Agent serves the Owings Mills, Maryland area, providing long-term care insurance coverage to local residents. This type of insurance helps individuals plan for future needs related to extended medical or personal care services. The agency assists clients in Owings Mills with exploring policy options that address potential costs of nursing home care or in-home assistance. Marisol Johnson - State Farm Insurance Agent handles consultations on long-term care policy features and enrollment for area residents.
Ashley Nguyen - State Farm Insurance Agent serves homeowners and individuals in Owings Mills, Maryland, who are planning for future care needs. This agency provides long-term care insurance solutions that help clients protect assets while preparing for assisted living or in-home support. Policies are designed to cover costs related to extended illness, disability, or aging. The dedicated staff assists customers in understanding coverage options tailored to their personal financial goals. Ashley Nguyen also represents clients throughout the greater Baltimore metropolitan area, including nearby Pikesville and Reisterstown.
Woodhome Insurance serves Owings Mills, Maryland, and the surrounding Baltimore-area communities, handling long-term care insurance coverage for local residents. The agency works with individuals seeking protection against the high costs of extended care at home or in a facility. Its typical approach involves an initial consultation to review personal needs and financial situations, then presenting suitable policy options from available carriers. The company then assists clients through the application process and helps clarify policy details regarding benefit periods and daily benefit amounts.
BTJ Insurance Inc specializes in arranging long-term care coverage in Owings Mills, MD. Its general agency services guide individuals through policy options designed to fund extended personal or nursing care needs. Helping clients understand policy benefits, elimination periods, and inflation protection forms the core of its daily work. As winter approaches, the company assists families in evaluating coverage that can address increased injury risks from icy conditions requiring extended recovery support.
Hankoff Insurance Group Inc in Owings Mills, Maryland, helps clients plan for future long-term care needs, securing policies that address potential costs of assisted living or in-home support. As a dedicated long‑term care insurance agent, the company specializes in matching coverage options to individual financial goals. Beyond personal coverage, the firm serves commercial sectors including offices, warehouses, and food service operations seeking benefit packages for employees.
Ari Litzman: Allstate Insurance in Owings Mills, MD provides long-term care insurance, which differs from one-time service plans by offering recurring coverage options that address ongoing support needs. Such policies help cover expenses for extended assistance with daily activities over time. Service for this type of insurance typically runs on a scheduled basis, aligning with premium payment structures, while claims and policy adjustments are handled on an as-needed basis.
RCM&D, based in Owings Mills, Maryland, is a long-term care insurance agent that guides individuals and families through the complexities of planning for future care needs. The agency advises clients on policies that help cover expenses for nursing homes, assisted living, and home-based care, ensuring financial protection against extended medical costs. Its team focuses on customizing coverage to match each client’s health outlook and budget. RCM&D can also add on a comprehensive review of existing insurance portfolios to identify potential coverage gaps.
Donadio Insurance Group offers residential long-term care insurance solutions to individuals in Owings Mills, Maryland. The agency also provides commercial coverage options designed to protect local businesses and their employees from the financial burdens of extended care needs. Their extensive service area encompasses Owings Mills and the surrounding Baltimore metropolitan region. Following an initial policy consultation or enrollment, the agency routinely schedules follow-up appointments to review policy performance and discuss any changes in coverage needs occurring between regular client visits.
What Does a a Long-Term Care Insurance Agent in Owings Mills Cost?
Long-term care insurance premiums in Maryland vary based on age, health, benefit amount, and policy features. For a 55-year-old in good health, a policy with a $165 daily benefit and three-year term may cost between $1,500 and $3,000 per year. Older applicants or those with health issues pay more. This is general information, not insurance advice.
About long-term care insurance agents in Owings Mills
Long-term care insurance agents in Owings Mills, Maryland help residents plan for future care costs. Maryland offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. These agents can explain how state rules affect policy choices and benefit amounts.
Frequently Asked Questions
What does a long-term care insurance agent in Owings Mills do?
An agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain benefit triggers, elimination periods, and inflation protection options. In Maryland, agents must be licensed by the Maryland Insurance Administration.
Does Maryland have special rules for long-term care insurance?
Yes, Maryland has the Partnership for Long-Term Care program. This allows policyholders to keep assets equal to the benefits paid out if they later need Medicaid. Agents can help you choose a Partnership-qualified policy.
How do I choose a long-term care insurance agent in Owings Mills?
Look for an agent who is licensed in Maryland and has experience with long-term care policies. Ask about their familiarity with the Maryland Partnership program. Check their standing with the Maryland Insurance Administration for any complaints.
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