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Compare Long-Term Care Insurance Agents in Middle River, MD
Compare long-term care insurance agents in Middle River. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Middle River, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 long-term care insurance agents in Middle River, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug J Kottraba Jr - State Farm Insurance Agent
1515 Martin Blvd Ste 207, Middle River, MD 21220
(410) 687-7747
dougkottraba.com
Niyi Aladetohun: Allstate Insurance
105 Carroll Island Rd Ste D, Middle River, MD 21220
(410) 335-1273
agents.allstate.com
Emmanuel Onyekwere: Allstate Insurance
3009 Eastern Blvd B, Middle River, MD 21220
(410) 574-6400
agents.allstate.com
Austen's Insurance Agency
3407 Eastern Blvd, Middle River, MD 21220
(410) 686-4700
austensinsurance.com
Nationwide Insurance: Dale D Davis Enterprises, Inc.
3 Middle River Rd, Middle River, MD 21220
(410) 687-5493
Long-term care insurance agents in Middle River, Maryland help residents plan for future care needs. Maryland offers the Long-Term Care Partnership Program, which allows policyholders to protect assets equal to the benefits paid. A local agent can explain how these policies work with Maryland Medicaid rules.
What Does a Long-Term Care Insurance Agent in Middle River Cost?
Long-term care insurance premiums in Maryland vary by age, health, and coverage level. For a 55-year-old, a policy with a 3-year benefit period and 5% inflation protection may cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Middle River do?
An agent helps you compare policies from different carriers and explains coverage options. They guide you through Maryland Partnership program requirements and assist with the application process.
Is long-term care insurance required in Maryland?
No, it is not required by law. However, Maryland encourages planning through the Partnership program. Agents can help you decide if a policy fits your financial situation.
How do Maryland Partnership policies work?
These policies allow you to keep assets equal to the benefits paid if you later need Medicaid. The policy must be certified by the state. An agent can verify which policies qualify.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.