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Compare Long-Term Care Insurance Agents in Leonardtown, MD
Compare long-term care insurance agents in Leonardtown. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Leonardtown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 long-term care insurance agents in Leonardtown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Waring-Ahearn Insurance Inc: Jay Duke
40855 Merchants Ln #104, Leonardtown, MD 20650
(301) 475-5541
waring-ahearn.com
NFP, an Aon company
41625 Park Ave, Leonardtown, MD 20650
(301) 475-5665
nfp.com
Combs & Drury Insurance Agncy
41625 Park Ave, Leonardtown, MD 20650
(301) 475-5665
A long-term care insurance agent in Leonardtown, Maryland can help you find a policy that covers nursing home care, assisted living, and home health services. Maryland offers a Long-Term Care Partnership program that allows policyholders to protect some assets if they later need Medicaid. Local agents understand the specific needs of St. Marys County residents and can explain how state regulations affect your coverage options.
What Does a Long-Term Care Insurance Agent in Leonardtown Cost?
In Maryland, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. These are estimates and your actual premium will depend on your specific case. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Leonardtown do?
An agent helps you compare policies from different insurance companies. They explain coverage details, costs, and how Maryland law affects your benefits. They do not provide legal advice but can help you choose a plan that fits your budget.
Does Maryland have special rules for long-term care insurance?
Yes. Maryland requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Long-Term Care Partnership program that lets you keep more assets if you later apply for Medicaid. An agent can explain how these rules apply to your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.