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Compare Long-Term Care Insurance Agents in Hagerstown, MD

Directory of long-term care insurance agents in Hagerstown, Maryland. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Hagerstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 17 long-term care insurance agents in Hagerstown, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lauren Brenneman - State Farm Insurance Agent
1201 Potomac Ave, Hagerstown, MD 21742
(301) 790-1600 myagentlauren.com
Younger Insurance Agency
1945 Dual Hwy, Hagerstown, MD 21740
(240) 527-2344 youngeria.com
Senior Benefit Services, Inc.
580 Northern Ave, Hagerstown, MD 21742
(301) 733-0085 seniorbenefitclient.com
Bowers Insurance
1380 Dual Hwy, Hagerstown, MD 21740
(301) 791-7910 bowersinsurance.com
Scott Powell - State Farm Insurance Agent
816 Virginia Ave, Hagerstown, MD 21740
(240) 420-2886 savewithscottsf.com
Antietam Insurance Associates, Inc.
940 Frederick St, Hagerstown, MD 21740
(301) 733-0895 antmd.com
Youngbar Financial & Insurance Agency
1850 Dual Hwy Suite 102, Hagerstown, MD 21740
(301) 271-8811 youngbaragency.business.site
Highstreet Rice Agency Inc.
17345 Virginia Ave, Hagerstown, MD 21740
(301) 582-2636 hsip.com
Escobar Insurance Agency
1136 Opal Ct, Hagerstown, MD 21740
(301) 620-0950 escobarinsurance.com
Cumberland Valley Insurance Inc.
18537 Maugans Ave, Hagerstown, MD 21742
(301) 797-6480 cumberlandvalleyinsurance.com
Baker Insurance Agency of Hagerstown
927 S Potomac St, Hagerstown, MD 21740
(301) 733-9606 bakerinsuranceonline.com
Bitner Henry Insurance Group
401 E Antietam St, Hagerstown, MD 21740
(800) 231-9963 bitnerhenry.com
Quality First Insurance Agency, Inc.
19707 Leitersburg Pike, Hagerstown, MD 21742
(301) 797-1400 qualityfirstins.com
JMH Insurance Consulting
13892 Patriot Way, Hagerstown, MD 21740
(240) 200-0933 jmh-insconsulting.com
Bankers Life
1101 Opal Ct Ste 302, Hagerstown, MD 21740
(301) 739-8590 branches.bankerslife.com
TWFG - Sweeney Insurance Services
19707 Leitersburg Pike, Hagerstown, MD 21742
(301) 797-5389
Patrick Tyler, Bankers Life Agent
1101 Opal Ct Ste 302, Hagerstown, MD 21740
(301) 739-8590 agents.bankerslife.com

Long-term care insurance agents in Hagerstown help residents plan for future care costs not covered by health insurance or Medicare. Maryland offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits they receive. Agents in Hagerstown can explain how this state-specific program works with your financial plan.

What Does a Long-Term Care Insurance Agent in Hagerstown Cost?

Long-term care insurance premiums in Maryland vary by age, health, and coverage level. For a 55-year-old, a typical policy with a 3-year benefit period and 5% inflation protection can cost between $1,500 and $3,000 per year. Older applicants or those with health conditions may pay more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Hagerstown do?
An agent helps you compare policies from different insurers and explains coverage options like home care, assisted living, and nursing facility care. They also guide you on Maryland-specific rules such as the Partnership program and tax deductions for qualified premiums.
Does Maryland have any special rules for long-term care insurance?
Yes, Maryland requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Partnership program that lets you keep assets equal to the policy benefits paid if you later need Medicaid.
How do I choose a long-term care insurance agent in Hagerstown?
Look for an agent licensed in Maryland with experience in long-term care products. Ask about their knowledge of the Maryland Partnership program and whether they represent multiple insurance companies to offer you a range of options.