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Browse long-term care insurance agents serving Gambrills, Maryland. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Gambrills, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 7 long-term care insurance agents in Gambrills, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jodi Jones - State Farm Insurance Agent
1117 MD-3 Ste 105, Gambrills, MD 21054
(410) 721-8132
jodijones.net
Lighthouse Insurance Services
1119 MD-3 #210, Gambrills, MD 21054
(410) 721-6000
lighthouse-insurance.com
Craig S. Mader & Performance Insurance
1388 Defense Hwy, Gambrills, MD 21054
(410) 721-2725
maderperformanceinsurance.com
Phillip Grossmiller: Allstate Insurance
1053 MD-3 Ste E, Gambrills, MD 21054
(410) 352-4100
agents.allstate.com
Olson Inc
882 Annapolis Rd, Gambrills, MD 21054
(410) 923-7100
insurewitholson.com
Bay Point Insurance, LLC
2101 Basil Hall Ln Suite 200, Gambrills, MD 21054
(410) 987-3230
mybaypointinsurance.com
Grossmiller Agency
1053 MD-3, Gambrills, MD 21054
(410) 352-4100
Long-term care insurance agents in Gambrills Maryland help residents plan for future care needs while protecting their savings. Maryland offers the Long-Term Care Partnership Program which allows policyholders to keep more assets if they later need Medicaid. An agent can explain how these state-specific policies work with your overall retirement plan.
What Does a Long-Term Care Insurance Agent in Gambrills Cost?
In Maryland the average annual premium for a 55-year-old couple is around $3,000 to $4,500 for a policy with $160,000 in initial benefits. Single applicants may pay $1,500 to $2,500 per year depending on age and health. Costs vary by situation and policy features like inflation protection. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Gambrills do?
An agent helps you compare policies from different carriers and explains coverage options like home care and nursing facility care. They also guide you on Maryland Partnership policies which provide asset protection. The agent does not sell one specific company but shows you multiple choices.
How does Maryland law affect long-term care insurance?
Maryland requires insurers to offer inflation protection and nonforfeiture benefits as optional riders. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Maryland Insurance Administration.
When should I buy long-term care insurance in Maryland?
Most experts recommend buying between ages 50 and 65 when premiums are lower and you are still healthy. In Maryland you cannot be denied coverage based on pre-existing conditions if you apply during an open enrollment period. An agent can help you find the right time for your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.