The top-rated long-term care insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include Lisa J Stoddard Insurance, J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family). This directory lists 15 long-term care insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | Lisa J Stoddard Insurance | 7 Lantern Ln | (207) 233-5801 |
| 3 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 4 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 5 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 6 | Safelink Insurance Agency | 789 Roosevelt Trail | (207) 436-8886 |
| 7 | Chris Doughty - State Farm Insurance Agent | 765 Roosevelt Trail Unit 14 | (207) 747-5944 |
| 8 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 9 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 10 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area and provides long-term care insurance as a core service. This agency helps individuals and families plan for potential future needs associated with extended health care, assisting clients in understanding policy options that can cover costs not included by standard health insurance or Medicare. The focus is on tailoring financial protection to the local community. Specific services handled here include advising on coverage eligibility and comparing different long-term care insurance plans from available offerings.
Lisa J Stoddard Insurance, located in Windham, ME, provides guidance on securing long-term care insurance coverage to help clients plan for future care needs. Its service includes an initial consultation to assess individual circumstances and explain policy options and coverage benefits. The company offers ongoing support to policyholders, assisting with claims questions and policy maintenance. It services a variety of property types affected by long-term care needs, including single-family homes, apartments, retail establishments, and restaurants.
J. Priest Insurance serves individuals and families in Windham, Maine who are planning for future long-term care needs. As a long-term care insurance agent, the company focuses on helping clients understand their options for covering extended medical or personal care. It provides guidance through the process of selecting appropriate policies to help protect lifetime savings. Thorough discussions of in-home care, assisted living, or nursing facility expenses typically form the core of consultations. This agency also extends its coverage and services to clients in the adjacent communities of the Greater Portland metro area.
Located in Windham, Maine, Splane Insurance Solutions serves clients throughout the greater Portland area and surrounding communities. The company handles long-term care insurance policies designed to help individuals cover the costs of extended nursing, assisted living, or in-home care. As an agent representing American National and Farm Family, it guides clients through the often-complex process of evaluating coverage needs and comparing plan options. Its typical approach involves reviewing each client’s personal health situation, financial resources, and future goals to identify a policy that aligns with their long-term care strategy.
Cross Insurance serves residential clients in Windham, Maine by guiding them through long-term care insurance options that help protect personal assets and future care needs. Commercial coverage is also offered, ensuring businesses in the greater Windham area can secure similar financial safeguards for employees and operations. The agency provides ongoing support, helping policyholders understand coverage details and potential adjustments as circumstances change. After arranging an initial plan, the agent remains available to review policies, assist with claims processing, and recommend modifications during follow-up visits or regular check-ins between scheduled appointments.
Safelink Insurance Agency serves clients in Windham, ME, providing both one-time policy consultations and recurring service options for long-term care coverage. The agency helps individuals plan for future care needs, addressing potential costs of assisted living or home health assistance. Guidance typically focuses on policy selection, benefits explanation, and claims support over time. Service arrangements are flexible, with work available on a one-time, scheduled, or as-needed basis to accommodate varying client preferences.
Chris Doughty - State Farm Insurance Agent in Windham, ME offers long-term care insurance services to help clients plan for future care needs, including assistance with daily living activities. The agency also provides general insurance guidance to individuals seeking financial protection for themselves and their families. Its work involves explaining policy options and coverage details so clients can make informed decisions. This service proves especially valuable during open enrollment periods or after a medical diagnosis that prompts reassessment of care requirements.
As Maine's winters bring icy driveways and the risk of sudden injury, Maine Insurance Benefits Group in Windham provides long-term care insurance solutions for local residents. The agency helps clients evaluate financial strategies to cover future assisted living or nursing home needs. A representative can explain how different policies address escalating regional care costs and offer flexibility for families. The process begins with a comprehensive review of the client’s current health and savings to determine a suitable initial coverage level.
Clark Insurance, a Marsh & McLennan Agency LLC company in Windham, ME, advises clients on general insurance coverage for their long-term care needs. The agency helps individuals evaluate financial protection against the high costs of extended medical care. Policies focus on preserving retirement savings and covering in-home or facility-based assistance. The company serves commercial sectors including professional offices, industrial warehouses, and food service operations.
Cross Insurance with Connell Melissa in Windham, Maine provides long-term care insurance planning and ongoing policy management services for clients in the region. This includes initial needs assessments and coverage reviews, as well as assistance with policy maintenance and claims guidance. The agent serves a range of property owners, including those with single-family homes, apartments, retail spaces, and restaurants.
What Does a a Long-Term Care Insurance Agent in Windham Cost?
Long-term care insurance agent services in Maine typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. For example a 55-year-old in Maine might pay between 1500 and 3000 per year for a comprehensive policy. Costs are higher for older applicants. This is general information not insurance advice.
About long-term care insurance agents in Windham
A long-term care insurance agent in Windham Maine can help you understand policy options that cover home care assisted living and nursing facility costs. Maine law requires agents to be licensed through the Maine Bureau of Insurance and to follow specific disclosure rules for partnership policies. Working with a local agent ensures you receive guidance tailored to Maine regulations and your personal situation.
Frequently Asked Questions
What does a long-term care insurance agent in Windham do?
An agent helps you compare policies from different insurers and explains coverage details like benefit periods and inflation protection. They also help you understand Maine partnership policies which allow you to keep some assets if you later need Medicaid.
Are there Maine-specific rules for long-term care insurance?
Yes Maine requires agents to provide a outline of coverage and a shoppers guide before you buy a policy. Maine also has a 30-day free look period where you can cancel a policy for a full refund.
How do I choose a long-term care insurance agent in Windham?
Look for an agent who is licensed in Maine and has experience with long-term care policies. You can verify a license through the Maine Bureau of Insurance website. Ask the agent about their experience with partnership policies and claims assistance.
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