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Find Long-Term Care Insurance Agents in Fort Thomas, KY

Compare long-term care insurance agents in Fort Thomas. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Fort Thomas, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 long-term care insurance agents in Fort Thomas, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MedMyWay - Medicare and Health Insurance Made Easy
155 N Ft Thomas Ave, Fort Thomas, KY 41075
(800) 750-6530 medmyway.com
Schenk Insurance Agency
155 N Ft Thomas Ave, Fort Thomas, KY 41075
(859) 992-7206 schenkins.com

Long-term care insurance agents in Fort Thomas, Kentucky help residents plan for future care costs such as nursing home or home health aide services. Kentucky offers a state partnership program that allows policyholders to protect a portion of their assets if they later need Medicaid. Working with a local agent can help you understand Kentucky-specific rules and find a policy that fits your budget.

What Does a Long-Term Care Insurance Agent in Fort Thomas Cost?

The cost of long-term care insurance in Kentucky varies by age, health, and coverage amount. For a healthy 55-year-old, a policy with a 3-year benefit period and 3% inflation protection may cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. These are estimates and your actual cost will depend on your specific case. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Fort Thomas do?
An agent helps you compare policies from different insurers to find coverage for services like assisted living or in-home care. They explain Kentucky state regulations, including the partnership program that can help you qualify for Medicaid later. They do not provide legal advice but can guide you on policy options.
Does Kentucky have a long-term care partnership program?
Yes, Kentucky participates in the Long-Term Care Partnership Program. This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. An agent in Fort Thomas can explain how this works for your situation.
How do I choose a long-term care insurance agent in Fort Thomas?
Look for an agent licensed in Kentucky with experience in long-term care insurance. Ask about their familiarity with Kentucky partnership policies and consumer protections. You can verify an agents license through the Kentucky Department of Insurance website.