Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 6 long-term care insurance agents in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207
insspecinc.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033
boersmainsurance.com
Medico - A Wellabe Company
601 6th Ave, Des Moines, IA 50309
(800) 228-6080
wellabe.com
True Care Insurance
113 Army Post Rd, Des Moines, IA 50315
(515) 380-6904
truecare-insurance.com
Total Well Insurance IA
621 6th Ave, Des Moines, IA 50309
(515) 203-3417
University of Iowa Health Alliance Agency
100 Court Ave #405, Des Moines, IA 50309
(515) 320-8722
What Does a Long-Term Care Insurance Agent in Des Moines Cost?
Long-term care insurance premiums in Iowa vary by age, health, and coverage level. A 55 year old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit. Costs increase with age and for added benefits like inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Des Moines do?
An agent helps you compare policies from different companies. They explain coverage options and costs. They also ensure the policy meets Iowa state requirements for long-term care insurance.
Does Iowa have special rules for long-term care insurance?
Yes. Iowa follows the NAIC model regulations. Agents must provide a outline of coverage and a shoppers guide. You also have a 30 day free look period to cancel the policy for a full refund.
How do I choose a long-term care insurance agent in Des Moines?
Look for an agent with experience in long-term care products. Check that they are licensed with the Iowa Insurance Division. Ask about their knowledge of Iowa Partnership policies and inflation protection options.