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Compare long-term care insurance agents in O'Fallon. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 long-term care insurance agents in O'Fallon, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600
scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911
insurewithrob.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800
elisahager.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943
mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515
agents.allstate.com
Burgmann Insurance Group
1132 River Birch Dr, O'Fallon, IL 62269
(618) 206-2623
yourtrustedmedicaresource.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr #1, O'Fallon, IL 62269
(618) 624-8937
agents.allstate.com
Derrick Lebryk - COUNTRY Financial Representative
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767
advisors.countryfinancial.com
Nick Miller - COUNTRY Financial Representative
1603 W Hwy 50, O'Fallon, IL 62269
(618) 233-1043
advisors.countryfinancial.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Kailee Conner - COUNTRY Financial Agent
310 E Hwy 50 #1, O'Fallon, IL 62269
(618) 628-0476
agents.countryfinancial.com
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441
mskagency.com
Risk 24/7 Insurance Agency
W Hwy 50, O'Fallon, IL 62269
(888) 684-7475
Michael Schreffler - COUNTRY Financial Agent
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767
agents.countryfinancial.com
State Farm Insurance
105 W 1st St, O'Fallon, IL 62269
(618) 632-6943
statefarm.com
Baughman Group
1210 Paragon Dr # 1A, O'Fallon, IL 62269
(618) 628-4284
baughmaninsurance.com
A long-term care insurance agent in O'Fallon, Illinois can help you understand policy options to cover future care needs. Illinois law offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Working with a local agent ensures you receive guidance tailored to Illinois regulations and your personal situation.
What Does a Long-Term Care Insurance Agent in O'Fallon Cost?
Long-term care insurance costs in Illinois vary based on age, health, and policy features. A typical policy for a 55-year-old might range from $1,500 to $3,000 per year. For a 65-year-old, annual premiums often fall between $2,500 and $4,500. These are estimates and actual costs depend on your specific case. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in O'Fallon do?
An agent helps you compare policies from different carriers, explains coverage details, and assists with the application process. They can also advise on Illinois-specific programs like the Partnership for Long-Term Care.
How does the Illinois Partnership for Long-Term Care work?
This program allows you to buy a qualified policy that provides asset protection. If you use the policy benefits, you can keep an equal amount of assets when applying for Medicaid in Illinois.
Are there time limits to buy long-term care insurance in Illinois?
There is no state-mandated time limit, but premiums increase with age. Many carriers require medical underwriting, so buying earlier can lead to lower rates and easier approval.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.