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Find Long-Term Care Insurance Agents Near You in Pearl City, HI
Directory of long-term care insurance agents in Pearl City, Hawaii. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 long-term care insurance agents in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Income Life: AO
98-1256 Kaʻahumanu St e203, Pearl City, HI 96782
(800) 842-0022
americanincomelifeao.com
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944
myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044
agents.allstate.com
HMSA Center
1132 Kuala St #400, Pearl City, HI 96782
(808) 948-6111
hmsa.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844
teammidro.com
Long-term care insurance agents in Pearl City help residents plan for future care costs including home care and nursing facility stays. Hawaii law requires agents to be licensed by the state and follow specific disclosure rules for partnership policies. Working with a local agent can help you understand how Hawaii long-term care insurance interacts with other benefits like Medicaid.
What Does a Long-Term Care Insurance Agent in Pearl City Cost?
Long-term care insurance premiums in Hawaii vary based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Hawaii Partnership policies may have different pricing structures. Costs can change over time and each insurer uses its own rate schedule. This is general information not insurance advice. Always review policy details with a licensed agent.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Pearl City do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also assist with understanding Hawaii Partnership policies which allow you to protect some assets if you later need Medicaid.
Is long-term care insurance tax deductible in Hawaii?
Premiums for qualified long-term care insurance may be deductible on your federal taxes as a medical expense. Hawaii follows federal guidelines for this deduction. You should consult a tax professional for your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.