Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 long-term care insurance agents in Lahaina, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Santiago - State Farm Insurance Agent
40 Kupuohi St STE 101, Lahaina, HI 96761
(808) 667-7888
westmauiinsurance.com
Adams & Associates - Hawaii
5095 Napilihau St, Lahaina, HI 96761
(808) 757-9464
adamsassociatesinsurance.com
MAUI LIFE INSURANCE
4465 HI-30, Lahaina, HI 96761
(808) 250-5164
protectmyohana.com
Insurance Associates Lahaina
40 Kupuohi St, Lahaina, HI 96761
(808) 661-0401
insuringhawaii.com
State Farm
325 Keawe St #104, Lahaina, HI 96761
(808) 667-7888
New York Life Logo
727 Waine'e St #208, Lahaina, HI 96761
(808) 667-7664
What Does a Long-Term Care Insurance Agent in Lahaina Cost?
Long-term care insurance premiums in Hawaii vary by age health and coverage amount. For a 55 year old a policy with 165 dollar daily benefit and 3 year term might cost 1500 to 3000 per year. For a 65 year old the same policy could range from 2500 to 5000 per year. Costs are higher in Lahaina due to local care expenses. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Hawaii Long-Term Care Partnership Program?
It is a state program that lets you protect assets equal to the amount your insurance policy pays. This means if your policy pays 100000 dollars in benefits you can keep that same amount in assets and still qualify for Medicaid. An agent in Lahaina can explain how this works for your plan.
How do I choose a long-term care insurance agent in Lahaina?
Look for an agent licensed in Hawaii with experience in long-term care policies. They should be familiar with the Hawaii Partnership Program and local care costs. Ask about their knowledge of Maui county facilities and home care options.
Are long-term care insurance premiums tax deductible in Hawaii?
Yes premiums may be deductible as medical expenses on your federal taxes if you itemize. Hawaii follows federal rules for medical deductions. Your agent can provide a general overview but you should consult a tax professional for your specific case.