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Compare Long-Term Care Insurance Agents in Hilo, HI

Browse long-term care insurance agents serving Hilo, Hawaii. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 long-term care insurance agents in Hilo, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
680 Manono St, Hilo, HI 96720
(808) 969-7767 agents.allstate.com
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375 iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455 myjustrightinsurance.com
Premier Benefit Consultants
1437 Kilauea Ave Ste. 204, Hilo, HI 96720
(808) 731-3700 pbchawaii.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174 pyramidins.com
Ohana Health Plan
88 Kanoelehua Ave a105, Hilo, HI 96720
(888) 846-4262 ohanahealthplan.com
Hope Chu Hing - State Farm Insurance Agent
586 Kanoelehua Ave #300, Hilo, HI 96720
(808) 935-3157 insurancewithaloha.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Mind Insurance HI
344 Kilauea Ave, Hilo, HI 96720
(808) 646-3602
Aloha Care
234 Waianuenue Ave suite 105, Hilo, HI 96720
(808) 400-7299
Trust Guard Insurance HI
451 Kekuanaoa St, Hilo, HI 96720
(808) 736-1914
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000 hawaiian.insure
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943 atlasinsurance.com
American Mutual Group
Century Bldg, 80 Pauahi St STE 105, Hilo, HI 96720
(808) 969-1688
Pacific Island Insurance LLC
166 Kamehameha Ave Ste 7, Hilo, HI 96720
(808) 933-3000
Mutual Underwriters - Hilo
275 Ponahawai St # 105, Hilo, HI 96720
(808) 969-1110
Financial Benefits Insurance
111E Puainako St #705, Hilo, HI 96720
(808) 792-5194 fbihi.com
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828 alliant.com
Financial Benefits Insurance Inc. Hilo Office
1289 Kilauea Ave Unit G, Hilo, HI 96720
(808) 792-5194 fbihi.com
Stan A Kinoshita & Associates Inc
410 Kilauea Ave, Hilo, HI 96720
(808) 935-2888 sakinoshita.com

A long-term care insurance agent in Hilo can help you understand policy options for covering future care needs. Hawaii law requires agents to be licensed and follow specific disclosure rules. Working with a local agent ensures you get guidance tailored to Hawaii health care costs and facilities.

What Does a Long-Term Care Insurance Agent in Hilo Cost?

Long-term care insurance agent services in Hawaii typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely based on age, health, and benefit amount. For a 55-year-old in Hilo, a policy might cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Hilo do?
An agent helps you compare policies from different carriers, explains benefit triggers and inflation protection, and assists with the application process. They must follow Hawaii insurance regulations including the Hawaii Long-Term Care Insurance Act.
How do Hawaii laws affect long-term care insurance policies?
Hawaii requires policies to offer inflation protection and nonforfeiture benefits. Agents must provide a shoppers guide and outline of coverage before sale. Policies must also comply with the Hawaii Partnership for Long-Term Care program rules.
Can I use a long-term care insurance agent if I live outside Hilo?
Yes, many agents serve all of Hawaii Island. However, meeting in person in Hilo can be helpful for reviewing documents. Agents must be licensed in Hawaii to sell policies to residents.