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Find Long-Term Care Insurance Agents Near You in Sanford, FL

Browse long-term care insurance agents serving Sanford, Florida. Updated 2026-07-14.

The top-rated long-term care insurance agent in Sanford, Florida is Alexia Emerson - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Insurance Land, James Raynor - State Farm Insurance Agent, Gail Williams - State Farm Insurance Agent. This directory lists 16 long-term care insurance agents serving Sanford.

Showing 16 long-term care insurance agents in Sanford, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alexia Emerson - State Farm Insurance Agent109 W 1st St(407) 268-6011
2Insurance Land2401 S French Ave(407) 330-3111
3James Raynor - State Farm Insurance Agent4932 W State Rd 46 Suite 1036(407) 330-5111
4Gail Williams - State Farm Insurance Agent641 Monroe Rd(407) 323-0003
5Abora Insurance Group217 Bellagio Cir(407) 339-0800
6Direct Auto Insurance3757 S Orlando Dr(407) 322-1223
7Prium Life and Health111 E 1st St(877) 976-5333
8JD Insurance & Financial Group, Inc1033 W 1st St(855) 878-2888
9Insurance Services of Central Florida790 Monroe Rd(407) 876-4447
10Satellite Insurance Group Inc3635 S Orlando Dr(407) 330-3400
AE
109 W 1st St
Alexia Emerson - State Farm Insurance Agent
Long-Term Care Insurance Agent · Sanford, FL

Alexia Emerson - State Farm Insurance Agent serves the Sanford, Florida area and surrounding Seminole County. The agency specializes in helping local residents plan for future healthcare costs through long-term care insurance. These policies can cover expenses for nursing home stays, assisted living facilities, and in-home care services that are not typically paid for by standard health insurance or Medicare. The agency handles deducting premiums and advising on policy features. It specifically manages filing claims and adjusting long-term care coverage limits.

IL
2401 S French Ave
Insurance Land
Long-Term Care Insurance Agent · Sanford, FL

Insurance Land, based in Sanford, FL, provides guidance on long-term care insurance policies designed to protect assets against the high costs of extended care. The company assists clients in evaluating coverage options for services such as nursing home care, assisted living, and in-home support. Policy reviews and plan updates are available to ensure coverage remains aligned with evolving needs. The agency serves a diverse range of properties in the area, including single-family homes, apartments, retail locations, and restaurants.

JR
4932 W State Rd 46 Suite 1036
James Raynor - State Farm Insurance Agent
Long-Term Care Insurance Agent · Sanford, FL

Homeowners and business owners seeking financial protection for future care needs turn to James Raynor - State Farm Insurance Agent in Sanford, Florida for long-term care insurance policies. This office helps clients plan for potential costs associated with extended nursing, assisted living, or home health services, providing clarity on coverage options tailored to individual circumstances. The agency serves the broader Seminole County area, including adjacent communities such as Lake Mary.

GW
641 Monroe Rd
Gail Williams - State Farm Insurance Agent
Long-Term Care Insurance Agent · Sanford, FL

Gail Williams - State Farm Insurance Agent in Sanford, FL, distinguishes between one-time policies that cover a single care episode and recurring options that provide ongoing benefits for extended care needs. Long-term care insurance can help protect assets by covering costs for home health aides, assisted living, or nursing home stays that Medicare does not pay. Agent Williams assists local clients in understanding policy features, including coverage limits and elimination periods. In this area, service runs on an as-needed basis, helping customers review their options when a life change occurs.

AI
217 Bellagio Cir
Abora Insurance Group
Long-Term Care Insurance Agent · Sanford, FL

Abora Insurance Group serves Sanford, Florida, and the surrounding central Florida communities, handling long-term care insurance policies for clients planning for future health needs. The agency assists individuals in navigating coverage options that help protect assets and secure care services. A typical job begins with a careful review of the client’s financial situation and care preferences before presenting plan comparisons from multiple carriers. This method ensures that each policy recommendation aligns directly with the client’s specific goals for aging in place or facility care.

DA
3757 S Orlando Dr
Direct Auto Insurance
Long-Term Care Insurance Agent · Sanford, FL

Direct Auto Insurance in Sanford, Florida assists clients with planning for future care needs through long-term care coverage. This agency helps individuals prepare for the costs of extended medical and personal support services not covered by standard health insurance. Their focus on long-term care policies addresses expenses that can arise from chronic illness, disability, or aging. The agent can serve local offices, warehouses, and food service businesses, helping employers and independent workers secure protection for potential assisted living or home care requirements.

PL
111 E 1st St
Prium Life and Health
Long-Term Care Insurance Agent · Sanford, FL

With Florida’s unpredictable storm season prompting many older residents in Sanford to review their financial safeguards, Prium Life and Health offers guidance on long-term care insurance policies tailored to such local needs. Their agents explain coverage for in-home assistance and facility stays that standard health plans often exclude. Because this insurance can protect retirement savings from steep medical costs, the company focuses on clarifying policy options for aging clients. A thorough initial assessment of each prospective policyholder’s health history and financial goals begins the process.

JI
1033 W 1st St
JD Insurance & Financial Group, Inc
Long-Term Care Insurance Agent · Sanford, FL

JD Insurance & Financial Group, Inc. specializes in helping clients secure long-term care insurance policies. The company provides guidance on plans that cover home care, assisted living, and nursing facility expenses for Sanford, FL, residents. It assists individuals in comparing coverage options and navigating policy details. As healthcare costs rise, many seniors find that planning for extended care is essential. This agent helps families address concerns about protecting assets and maintaining financial stability during winter months when cold weather often increases the need for in-home support services.

IS
790 Monroe Rd
Insurance Services of Central Florida
Long-Term Care Insurance Agent · Sanford, FL

Insurance Services of Central Florida helps clients in Sanford plan for the financial impact of extended care needs. The firm focuses specifically on long-term care insurance, guiding individuals through policy options that cover services such as home care or nursing facility stays. By addressing clients' future needs early, the agency aims to protect savings during later years. It serves a range of commercial sectors, including offices, warehouses, and food service operations.

SI
3635 S Orlando Dr
Satellite Insurance Group Inc
Long-Term Care Insurance Agent · Sanford, FL

Satellite Insurance Group Inc in Sanford, FL provides guidance for long-term care insurance coverage to local residents. The agency also assists clients working in commercial sectors who need to protect their businesses from risks associated with extended care needs. Its service area includes Sanford and nearby communities throughout Central Florida. Families and business owners can return to the agency for policy reviews or to adjust coverage whenever their situations change between regular scheduled appointments.

FS
212 Sanford Ave
Florida Sunshine Insurance Agency
Long-Term Care Insurance Agent · Sanford, FL
(407) 878-2880
flsunshineins.com/contact.html
MP
720 S Park Ave
McLain, Pierce and Associates
Long-Term Care Insurance Agent · Sanford, FL
(407) 323-8142
insurefl.com
SI
200 N Park Ave
Sanford Insurance Center Inc
Long-Term Care Insurance Agent · Sanford, FL
(407) 323-5911
sanfordinsurancecenter.com
MI
225 W Seminole Blvd
Madison Insurance Group
Long-Term Care Insurance Agent · Sanford, FL
(407) 321-6032
miginsgroup.com/location/sanford-florida
II
820 W Lake Mary Blvd #202
IGEE, Inc. Insurance Agency
Long-Term Care Insurance Agent · Sanford, FL
(904) 718-5076
igeeinsurance.com
RI
235 Bellagio Cir
Richey Insurance Agency
Long-Term Care Insurance Agent · Sanford, FL
(407) 321-8898
richeyinsuranceagency.com

What Does a a Long-Term Care Insurance Agent in Sanford Cost?

Long-term care insurance premiums in Florida vary by age health and coverage level. For a 55-year-old a policy with a 3-year benefit period and 180-day elimination period may cost between 150 and 300 dollars per month. Costs increase with age and for richer benefits such as lifetime coverage or 5 percent compound inflation protection. This is general information and not insurance advice.

About long-term care insurance agents in Sanford

A long-term care insurance agent in Sanford Florida can help you understand policy options that cover nursing home care home health aide services and assisted living. Florida law requires agents to explain the Florida Partnership for Long-Term Care program which offers asset protection for qualifying policies. Working with a local agent ensures you receive guidance tailored to Seminole County resources and state regulations.

Frequently Asked Questions

What does a long-term care insurance agent in Sanford do?

An agent helps you compare policies from different carriers and explains coverage for in-home care nursing facilities and adult day care. They also advise on Florida Partnership plans which allow you to keep assets equal to the benefits paid out. The agent does not provide legal advice but can clarify policy terms and state requirements.

How does Florida law affect long-term care insurance policies?

Florida Statute 627.9407 requires insurers to offer inflation protection and nonforfeiture benefits unless you reject them in writing. The state also mandates a 30-day free look period for new policies. Agents must disclose these rights before you purchase a policy.

What is the Florida Partnership for Long-Term Care program?

This program lets you buy a qualified policy that provides asset protection if you later need Medicaid. The policy must be certified by the state and sold by a specially trained agent. It helps you keep more of your savings while still qualifying for Medicaid coverage.

Long-Term Care Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.