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Looking for a long-term care insurance agent in Sanford? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Sanford, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 long-term care insurance agents in Sanford, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alexia Emerson - State Farm Insurance Agent
109 W 1st St, Sanford, FL 32771
(407) 268-6011
alexiaprotectsfl.com
Insurance Land
2401 S French Ave, Sanford, FL 32771
(407) 330-3111
insuranceland.org
James Raynor - State Farm Insurance Agent
4932 W State Rd 46 Suite 1036, Sanford, FL 32771
(407) 330-5111
jamesraynorsf.com
Abora Insurance Group
217 Bellagio Cir, Sanford, FL 32771
(407) 339-0800
getabora.com
Gail Williams - State Farm Insurance Agent
641 Monroe Rd, Sanford, FL 32771
(407) 323-0003
gailinsuresflorida.com
Direct Auto Insurance
3757 S Orlando Dr, Sanford, FL 32773
(407) 322-1223
local.directauto.com
JD Insurance & Financial Group, Inc
1033 W 1st St, Sanford, FL 32771
(855) 878-2888
jdifg.com
Prium Life and Health
111 E 1st St, Sanford, FL 32771
(877) 976-5333
priumlifeandhealth.com
Insurance Services of Central Florida
790 Monroe Rd, Sanford, FL 32771
(407) 876-4447
iscf.biz
Satellite Insurance Group Inc
3635 S Orlando Dr, Sanford, FL 32773
(407) 330-3400
Florida Sunshine Insurance Agency
212 Sanford Ave, Sanford, FL 32771
(407) 878-2880
flsunshineins.com
Madison Insurance Group
225 W Seminole Blvd, Sanford, FL 32771
(407) 321-6032
miginsgroup.com
Sanford Insurance Center Inc
200 N Park Ave, Sanford, FL 32771
(407) 323-5911
sanfordinsurancecenter.com
McLain, Pierce and Associates
720 S Park Ave, Sanford, FL 32771
(407) 323-8142
insurefl.com
IGEE, Inc. Insurance Agency
820 W Lake Mary Blvd #202, Sanford, FL 32773
(904) 718-5076
igeeinsurance.com
Richey Insurance Agency
235 Bellagio Cir, Sanford, FL 32771
(407) 321-8898
richeyinsuranceagency.com
A long-term care insurance agent in Sanford Florida can help you understand policy options that cover nursing home care home health aide services and assisted living. Florida law requires agents to explain the Florida Partnership for Long-Term Care program which offers asset protection for qualifying policies. Working with a local agent ensures you receive guidance tailored to Seminole County resources and state regulations.
What Does a Long-Term Care Insurance Agent in Sanford Cost?
Long-term care insurance premiums in Florida vary by age health and coverage level. For a 55-year-old a policy with a 3-year benefit period and 180-day elimination period may cost between 150 and 300 dollars per month. Costs increase with age and for richer benefits such as lifetime coverage or 5 percent compound inflation protection. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Sanford do?
An agent helps you compare policies from different carriers and explains coverage for in-home care nursing facilities and adult day care. They also advise on Florida Partnership plans which allow you to keep assets equal to the benefits paid out. The agent does not provide legal advice but can clarify policy terms and state requirements.
How does Florida law affect long-term care insurance policies?
Florida Statute 627.9407 requires insurers to offer inflation protection and nonforfeiture benefits unless you reject them in writing. The state also mandates a 30-day free look period for new policies. Agents must disclose these rights before you purchase a policy.
What is the Florida Partnership for Long-Term Care program?
This program lets you buy a qualified policy that provides asset protection if you later need Medicaid. The policy must be certified by the state and sold by a specially trained agent. It helps you keep more of your savings while still qualifying for Medicaid coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.