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Find Long-Term Care Insurance Agents in Riviera Beach, FL

Directory of long-term care insurance agents in Riviera Beach, Florida. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Riviera Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 long-term care insurance agents in Riviera Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harvest Insurance
2001 Broadway Suite 200, Riviera Beach, FL 33404
(561) 316-9615 harvest.insure
All County Insurance
1917 Broadway, Riviera Beach, FL 33404
(561) 848-4087 allcountyinsurance.com
Florida Low Cost Insurance
57 Blue Heron Blvd, Riviera Beach, FL 33404
(561) 844-8803 fllci.com
Cove and Shield Insurance Agency
3660 Interstate Park Way, Riviera Beach, FL 33404
(561) 300-3478 coveandshieldinsurance.com
Secure Harbor Insurance
140 Blue Heron Blvd, Riviera Beach, FL 33404
(561) 221-0302

Long-term care insurance agents in Riviera Beach, Florida assist individuals in planning for future care needs such as nursing home or home health aide services. Florida law requires agents to be licensed and to explain policy features clearly including inflation protection options. Local agents can help you compare plans that meet Florida Partnership for Long-Term Care program standards which allow asset protection.

What Does a Long-Term Care Insurance Agent in Riviera Beach Cost?

The cost of long-term care insurance in Florida varies by age, health, and benefit amount. For a healthy 55 year old, a policy with a 3 year benefit period and 150 dollar daily benefit may cost between 1,500 and 3,000 dollars per year. Premiums increase with age and can rise over time due to rate adjustments. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Riviera Beach do?
An agent helps you review and select a long-term care insurance policy that fits your budget and health needs. They explain coverage details such as daily benefit amounts, elimination periods, and benefit periods. Agents in Florida must follow state regulations including providing a outline of coverage and a free look period of 30 days.
How do I choose a long-term care insurance agent in Florida?
Look for an agent who is licensed by the Florida Office of Insurance Regulation and has experience with long-term care policies. Ask about their familiarity with Florida Partnership policies which offer dollar for dollar asset protection. You can verify an agent license on the Florida Department of Financial Services website.
What are the Florida specific rules for long-term care insurance?
Florida law mandates a 30 day free look period during which you can cancel a policy for a full refund. Policies must offer inflation protection options and cannot exclude pre-existing conditions for more than 6 months. Agents must provide a shopper guide and policy summary before sale.