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Find Long-Term Care Insurance Agents Near You in Panama City Beach, FL
Compare long-term care insurance agents in Panama City Beach. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Panama City Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 long-term care insurance agents in Panama City Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Taylor Insurance
2605 Thomas Dr # 210, Panama City Beach, FL 32408
(850) 249-8060
briantaylorinsurance.net
Lay's Insurance Agency
12118 Panama City Beach Pkwy Suite 22, Panama City Beach, FL 32407
(850) 271-2710
laysinsuranceagency.com
Long-term care insurance agents in Panama City Beach help residents plan for future care needs. Florida law requires agents to follow specific disclosure rules under Florida Statute 627.9407. Local agents can explain how Florida Partnership for Long-Term Care policies work to protect assets.
What Does a Long-Term Care Insurance Agent in Panama City Beach Cost?
Long-term care insurance premiums in Florida vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old, costs often range from 250 to 500 dollars per month. These are general estimates and actual costs depend on your specific case. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Panama City Beach do?
An agent helps you compare policies from different insurers. They explain benefit triggers, elimination periods, and inflation options. They also ensure the policy meets Florida Partnership requirements if you want asset protection.
How is Florida long-term care insurance different from other states?
Florida has a Partnership program that allows policyholders to keep more assets if they later need Medicaid. Agents must provide a written outline of coverage before you buy. Florida also requires a 30-day free look period after purchase.
Do I need a medical exam to get long-term care insurance in Florida?
Many policies require a health questionnaire or medical records review. Some insurers offer simplified issue policies with no exam. Your agent can help you find a policy that matches your health situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.