The top-rated long-term care insurance agent in Miramar, Florida is Ava Stewart - State Farm Insurance Agent, rated 4.9 stars across 395 reviews. Other highly rated options include Estrella Insurance, Brenda Henriquez - State Farm Insurance Agent, Joseph Insurance Group (JIG ). This directory lists 18 long-term care insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ava Stewart - State Farm Insurance Agent | 11318 Miramar Pkwy | (954) 450-8355 |
| 2 | Estrella Insurance | 9929 Miramar Pkwy | (954) 613-4124 |
| 3 | Brenda Henriquez - State Farm Insurance Agent | 18401 Miramar Pkwy | (954) 613-1010 |
| 4 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 5 | BrightBridge Insurance | 6142 Miramar Pkwy Suite D | (888) 778-8856 |
| 6 | AA Insurance World Services | 8868 Miramar Pkwy | (954) 430-7676 |
| 7 | GreatFlorida Insurance: Ozzy Marrero | 3600 Red Rd Suite #408 | (954) 408-4884 |
| 8 | Naaman Insurance Agency | 3350 SW 148th Ave Suite 202B | (754) 799-3796 |
| 9 | CBS Insurance Group | 7451 Riviera Blvd Suite 123 | (954) 712-8861 |
| 10 | Miramar Insurance Agency | 8300-8530 Sherman Cir | (954) 289-0179 |
Ava Stewart - State Farm Insurance Agent serves Miramar, Florida, and the surrounding Broward County area. The company provides long-term care insurance, helping local residents plan for future care needs. Policies are designed to cover expenses from home health aides, assisted living facilities, or nursing homes. As a registered insurance agent in this region, the office guides clients through policy options that can protect savings and provide access to quality care. The firm specifically handles long-term care insurance consultations and policy enrollment for seniors and their families.
Estrella Insurance offers long-term care insurance coverage, helping clients in Miramar, Florida, plan for future assisted living or in-home care needs. It generally assists individuals in evaluating policy options to protect assets while ensuring access to necessary care services. The agency guides families through the complexities of benefit periods, inflation protection, and elimination periods. As open enrollment periods approach, it helps clients adjust existing plans or secure new coverage before age-related rate increases take effect.
Brenda Henriquez - State Farm Insurance Agent provides long-term care insurance planning services for clients in the Miramar, Florida area. The agency helps individuals evaluate coverage options that can assist with future care needs and offers regular policy reviews to adjust plans as personal circumstances change. Supporting clients through the application process and explaining policy benefits and limitations are key parts of the service. The agency services a range of properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and families in Miramar, FL, seeking financial security later in life can rely on Joseph Insurance Group for long-term care insurance agent services. The company helps clients navigate policy options that address future nursing home, assisted living, and home care expenses. By assessing individual needs and budgets, the agency aims to provide suitable coverage for aging-related support. Joseph Insurance Group also serves neighboring communities throughout the Pembroke Pines and greater Broward County metro area.
BrightBridge Insurance serves Miramar, Florida, and the surrounding communities, handling long-term care insurance coverage for local residents. It helps clients plan for expenses related to extended nursing home stays, assisted living, or in-home care. The agency works with individuals to understand policy options that address future health needs while protecting savings. A typical engagement begins with a consultation to review financial and family health history, followed by a comparison of available plans from multiple carriers.
AA Insurance World Services helps Miramar residents distinguish between one-time policy reviews and ongoing coverage management for long-term care planning. Their long-term care insurance agent services focus on matching clients with policies that address future assisted living, nursing home, or home health care needs. Working in the local area, the company assists with applications and plan comparisons for individuals seeking financial protection against extended care expenses. Service arrangements are available on a one-time, scheduled, or as-needed basis depending on client requirements.
GreatFlorida Insurance: Ozzy Marrero specializes in offering long-term care insurance policies, which help cover the costs of assisted living, nursing home care, and in-home support services. The agency serves clients in and around Miramar, Florida, guiding individuals through plan selection that aligns with their personal financial and care needs. As families consider future health and financial stability, this local agent assists with navigating coverage options during open enrollment periods and following major life changes such as retirement or a new medical diagnosis.
In Florida’s dynamic retirement landscape, many seniors face the expense of extended care while drawing limited fixed incomes. Naaman Insurance Agency, based in Miramar, helps residents research their options for long-term care policies that protect savings and maintain independence. They evaluate individual health history and financial goals to present suitable coverage choices against rising nursing home and home health aide costs. The initial step in their process is a complimentary needs assessment, conducted either in person or by phone, to define priorities and budget constraints.
As winter approaches in Miramar, many residents begin evaluating how to protect assets against the rising costs of extended nursing or home-based care. CBS Insurance Group addresses this need by helping families understand modern long-term care policy options available throughout Florida. The agent reviews coverage details such as daily benefit amounts, elimination periods, and inflation riders tailored to individual health histories. Next, they schedule a fact-gathering interview to assess each client’s current coverage, existing savings, and potential future care preferences in a local office or by phone.
Miramar Insurance Agency helps clients plan for the financial impact of extended personal care needs. It specializes in Long-Term Care Insurance, offering policies that cover services like nursing home care, assisted living, and home health support in the Miramar area. The agency works to find coverage suited to individual budgetary and medical requirements for future care scenarios. It can serve the owners of local offices, warehouses, and food service establishments who want to protect their personal assets from long-term care expenses.
What Does a a Long-Term Care Insurance Agent in Miramar Cost?
The cost of long-term care insurance in Florida varies by age health and coverage amount. For a healthy 55 year old a policy with a 165 dollar daily benefit and 3 year term may cost between 1,500 and 3,000 dollars per year. Premiums for a 65 year old can range from 2,500 to 5,000 dollars annually. These costs are general estimates and your actual premium depends on your specific case. This is general information not insurance advice.
About long-term care insurance agents in Miramar
Long-term care insurance agents in Miramar, Florida help residents plan for future care needs while protecting savings. Florida law offers the Long-Term Care Partnership Program, which allows policyholders to keep assets equal to the benefits paid out. Working with a local agent ensures you understand state-specific rules and coverage options available in Miramar.
Frequently Asked Questions
What does a long-term care insurance agent in Miramar do?
An agent helps you compare policies from different insurers and explains coverage for nursing home care, assisted living, and home care. They also guide you on Florida Partnership plans that provide asset protection. Their role is to find a policy that fits your budget and health needs.
How does the Florida Long-Term Care Partnership Program work?
This program allows you to keep assets equal to the amount your policy pays in benefits. For example if your policy pays 100,000 dollars in claims you can protect 100,000 dollars of assets from Medicaid recovery. An agent in Miramar can explain how this works with your specific financial situation.
Are there time limits to buy long-term care insurance in Florida?
Florida does not have a state time limit to purchase a policy but most insurers require you to be in good health. Many people buy coverage in their 50s or early 60s to get lower premiums. An agent can help you apply before any health issues arise.
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