The top-rated long-term care insurance agent in Hudson, Florida is Kim Brust - State Farm Insurance Agent, rated 4.6 stars across 230 reviews. Other highly rated options include Carolyn Hersh: Allstate Insurance, Florian Insurance INC, Webb Insurance Group. This directory lists 13 long-term care insurance agents serving Hudson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Brust - State Farm Insurance Agent | 7407 State Rd 52 | (727) 862-7399 |
| 2 | Carolyn Hersh: Allstate Insurance | 13418 US-19 | (727) 869-1272 |
| 3 | Florian Insurance INC | 12839 US-19 | (727) 868-9450 |
| 4 | Webb Insurance Group | 7236 State Rd 52 Ste 6 | (727) 863-5661 |
| 5 | Solaris HealthCare Bayonet Point | 7210 Beacon Woods Dr | (727) 863-1521 |
| 6 | GreatFlorida Insurance: Joyce Kurtz | 13832 US-19 | (727) 819-1119 |
| 7 | 21st Century Insurance | 12839 US-19 | (407) 863-8961 |
| 8 | Much-Less Insurance | 8227 State Rd 52 | (727) 275-9060 |
| 9 | Joanne Fisher: Allstate Insurance | 13418 US-19 | (727) 869-1272 |
| 10 | Pini Insurance Hudson | 8514 State Rd 52 | (727) 457-1261 |
Kim Brust - State Farm Insurance Agent serves the Hudson, Florida area and the broader Pasco County region, providing long-term care insurance services. This agent helps clients plan for future needs by offering policies that cover extended care at home or in a facility. Local residents rely on these insurance solutions to protect savings from the high costs of ongoing medical or personal support. The agency focuses on individual policy evaluations and family coverage discussions to address specific health and financial goals. It handles long-term care policy reviews and new plan enrollments.
Serving Hudson, FL, and the surrounding communities in Pasco County, Carolyn Hersh: Allstate Insurance handles long-term care insurance needs for local residents. This agent helps clients plan for adult day care, assisted living, or nursing home services that regular health plans may not cover. Work typically begins by reviewing an individual’s current situation and future concerns. The approach then focuses on explaining policy options that address specific personal circumstances and comparing how benefits activate upon a care need, ensuring the coverage aligns with the person’s lifestyle and budget.
Florian Insurance INC serves individuals and families in the Hudson, FL area who are planning for the financial challenges of extended care needs. The company provides guidance on long-term care insurance policies, helping clients understand coverage options that protect assets and maintain independence during aging or illness. Their services focus on assessing personal risk factors and explaining benefit choices. Florian Insurance INC also extends its insurance consultation to residents in neighboring New Port Richey and the surrounding Pasco County metro.
Webb Insurance Group in Hudson, FL distinguishes between offering a single policy purchase and providing ongoing policy reviews. Their long-term care insurance coverage helps clients plan for future custodial or home health needs, ensuring better access to care without depleting savings. Each policy can be tailored to account for inflation and desired daily benefit amounts. Service for this local agent runs on a one-time or as-needed basis, arranged by appointment for initial purchase discussions or policy adjustments.
Solaris HealthCare Bayonet Point offers long-term care insurance guidance to clients in Hudson, Florida, helping them plan for future medical and personal care needs. Its consultation services assist individuals in understanding policy options, coverage levels, and premium structures for protecting assets. Ongoing support includes policy reviews and claim filing assistance to maintain coverage over time. The firm serves a range of property types, including single-family homes, apartments, retail businesses, and restaurants.
Offering specialized long-term care insurance guidance, GreatFlorida Insurance: Joyce Kurtz helps Hudson residents plan for future personal care needs. This agency provides personalized service to clients seeking coverage for nursing home stays, assisted living, or home health aides. Complementing these specific services, it also assists with navigating different policy options and benefit structures to match individual financial situations. As older adults often reassess their plans before upcoming holidays or seasonal family visits, this agent can help evaluate existing coverage to ensure suitable protection against the rising costs of extended care.
21st Century Insurance assists clients with their insurance needs throughout the Hudson area. The agency specializes in long-term care coverage, helping individuals plan for future care expenses and asset protection. This focus involves guiding customers through policy options that support aging in place or facility-based services. The firm is equipped to serve commercial sectors as well, including local offices, warehouses, and food service operations.
As Florida’s summer humidity and hurricane season approach, many Hudson families begin planning how to handle an aging relative’s extended care needs. Much-Less Insurance helps local clients navigate the complex choices of policies that cover nursing homes, assisted living, or home health aides. The agent carefully explains how coverage gaps affect financial security and what policy features matter most for the area’s retirement communities. To get started, residents can schedule a straightforward in-person or virtual need assessment where current health, budget, and future care preferences are reviewed in detail.
Joanne Fisher: Allstate Insurance in Hudson, Florida provides local long-term care insurance agent services to area residents. The agency specializes in policy options that help cover extended care needs, assisting clients with coverage planning in the surrounding communities. For commercial clients in the region, the office offers related business insurance solutions. The agency encourages follow-up consultations and repeat service between regular policy reviews to adjust coverage as needs evolve.
What Does a a Long-Term Care Insurance Agent in Hudson Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, benefit amount, and policy features. For a healthy 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Hudson
A long-term care insurance agent in Hudson, Florida can help you find a policy that covers nursing home care, assisted living, or home health services. Florida law requires agents to explain the Florida Partnership for Long-Term Care program, which offers asset protection for eligible policyholders. Working with a local agent ensures you understand how these plans work with your retirement needs in the Hudson area.
Frequently Asked Questions
What does a long-term care insurance agent in Hudson do?
A long-term care insurance agent helps you compare policies from different carriers, explains coverage options, and guides you through the application process. They can also clarify how Florida Partnership policies protect your assets if you later need Medicaid.
Are there Florida-specific rules for long-term care insurance?
Yes. Florida has a 30-day free look period where you can cancel a policy for a full refund. Agents must also offer inflation protection options and explain the Florida Partnership program, which allows you to keep some assets if you use Medicaid later.
How do I choose a long-term care insurance agent in Hudson?
Look for an agent licensed in Florida with experience in long-term care policies. Ask about their familiarity with Pasco County facilities and the Florida Partnership program. Check their standing with the Florida Office of Insurance Regulation.
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