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Find Long-Term Care Insurance Agents Near You in Gulf Breeze, FL
Directory of long-term care insurance agents in Gulf Breeze, Florida. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Gulf Breeze, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 long-term care insurance agents in Gulf Breeze, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HealthMarkets Insurance - Randy Lentini
4258 Sandy Bluff Dr E, Gulf Breeze, FL 32563
(850) 637-2483
healthmarkets.com
HealthMarkets Insurance Agency
2773 Gulf Breeze Pkwy, Gulf Breeze, FL 32563
(850) 990-0001
agents.healthmarkets.com
Long-term care insurance agents in Gulf Breeze, Florida help residents plan for future care needs such as nursing home or in-home care. Florida law requires agents to be licensed and to explain policy features like inflation protection and benefit triggers. Gulf Breeze agents can guide you through options that comply with Florida insurance regulations.
What Does a Long-Term Care Insurance Agent in Gulf Breeze Cost?
Long-term care insurance costs in Florida vary based on age, health, and coverage amount. A typical policy for a 55-year-old might range from 100 to 300 dollars per month, while a 65-year-old could pay 200 to 500 dollars per month. Florida rates are influenced by state regulations and the availability of partnership programs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Gulf Breeze do?
An agent helps you compare policies from different insurers and explains coverage for nursing home care, assisted living, and home health care. They ensure the policy meets Florida requirements, such as the 90-day free look period. Agents do not provide legal advice but can help you understand policy terms.
Are there Florida-specific rules for long-term care insurance?
Yes, Florida law mandates a 30-day free look period for long-term care policies, allowing you to cancel for a full refund. Policies must also include inflation protection unless you waive it in writing. Agents must follow Florida statutes that regulate policy disclosures and marketing.
How do I choose a long-term care insurance agent in Gulf Breeze?
Look for an agent licensed in Florida with experience in long-term care insurance. Check their standing with the Florida Department of Financial Services. Ask about the insurers they represent and whether they offer policies with partnership status, which provides asset protection under Florida law.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.