ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Windsor, CT

Browse long-term care insurance agents serving Windsor, Connecticut. Updated 2026-07-14.

The top-rated long-term care insurance agent in Windsor, Connecticut is Lynn Dobrowsky - State Farm Insurance Agent, rated 5.0 stars across 339 reviews. Other highly rated options include Oxygen Insurance Agency LLC, Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income, Allstate - Gridley Insurance. This directory lists 10 long-term care insurance agents serving Windsor.

Showing 10 long-term care insurance agents in Windsor, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lynn Dobrowsky - State Farm Insurance Agent150 Poquonock Ave(860) 640-6777
2Oxygen Insurance Agency LLC360 Bloomfield Ave Suite 301(860) 580-6226
3Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income100 Northfield Dr #200(860) 298-1011
4Allstate - Gridley Insurance181 Broad St Ste 2(860) 602-6456
5Vantis Life Insurance Co200 Day Hill Rd(866) 826-8471
6Parker Ellingwood Agency Inc Insurance62 Poquonock Ave # 5(860) 688-5215
7Farmers Insurance - Louis Pinnock65 Maple Ave fl 1(860) 787-5777
8Rabbett Insurance Agency233 Addison Rd(860) 688-1303
9New York Life Insurance100 Northfield Dr #200(860) 285-8884
10Allstate - Gridley Insurance Team181 Broad St ste 2(860) 602-6456
LD
150 Poquonock Ave
Lynn Dobrowsky - State Farm Insurance Agent
Long-Term Care Insurance Agent · Windsor, CT

Lynn Dobrowsky - State Farm Insurance Agent serves Windsor, CT, and the surrounding Hartford County area, specializing in long-term care insurance solutions. The agency helps clients create financial strategies that protect savings from the high costs of extended care. Their work focuses on assessing individual needs and explaining coverage options for nursing home or home health care. The office handles applications for long-term care policies, including partnership plans that help preserve assets while qualifying for Medicaid.

OI
360 Bloomfield Ave Suite 301
Oxygen Insurance Agency LLC
Long-Term Care Insurance Agent · Windsor, CT

Oxygen Insurance Agency LLC in Windsor, CT provides a range of long-term care insurance services, including policy evaluation, plan selection, and enrollment assistance. Its maintenance plans involve regular policy reviews and adjustments to keep coverage aligned with changing health needs and benefit requirements. The agency serves clients from single-family homes, apartments, retail locations, and restaurants, helping them address long-term care financial planning for themselves and their businesses.

BF
100 Northfield Dr #200
Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income
Long-Term Care Insurance Agent · Windsor, CT

Bolton Financial, LLC serves Connecticut retirees and those approaching retirement, offering guidance on how long-term care insurance can help protect savings. It helps clients in Windsor and across the region integrate this coverage into their broader plan for pension optimization, Social Security claiming strategies, and overall retirement income coordination. The agency focuses on preserving financial security during later years. It also covers the greater Hartford metropolitan area and neighboring towns such as Bloomfield.

AG
181 Broad St Ste 2
Allstate - Gridley Insurance
Long-Term Care Insurance Agent · Windsor, CT

Long-term care insurance agents address two distinct client needs: one-time policy evaluations for immediate coverage decisions, and recurring annual reviews to adjust benefits as costs and needs change. Coverage typically applies to in-home care, assisted living facilities, or nursing home stays within local Windsor and Hartford County areas. A policy may cover daily assistance, including bathing or dressing, while excluding medical treatments already handled by health insurance. Service runs on either a one-time consultative basis or a scheduled annual check-in based on the client’s preference.

VL
200 Day Hill Rd
Vantis Life Insurance Co
Long-Term Care Insurance Agent · Windsor, CT

Serving Windsor, CT, and the surrounding communities, Vantis Life Insurance Co handles the placement of long-term care insurance policies for local individuals and families. The company assists clients in navigating coverage options that help safeguard assets against the high costs of extended care services. In each engagement, the agency begins by reviewing a client’s financial situation and potential future needs. It then carefully compares available policy features to identify a plan that balances affordability with sufficient benefit levels.

PE
62 Poquonock Ave # 5
Parker Ellingwood Agency Inc Insurance
Long-Term Care Insurance Agent · Windsor, CT

Parker Ellingwood Agency Inc Insurance specializes in long-term care insurance planning for clients in the Windsor, CT area. The agency helps individuals protect savings and assets against the high future costs of extended care services, whether at home, in assisted living, or in a nursing facility. Its advisors guide clients through policy options and coverage details, explaining how benefits can preserve independence. With the potential for cold and flu season or winter weather to suddenly create a need for care, the agency assists local families in planning ahead for such unanticipated challenges.

FI
65 Maple Ave fl 1
Farmers Insurance - Louis Pinnock
Long-Term Care Insurance Agent · Windsor, CT

As Windsor residents consider how to protect their savings from the rising costs of extended care, Farmers Insurance - Louis Pinnock provides local guidance on long-term care insurance policies. Long-term care insurance helps cover services like home health aides or nursing facility stays that Medicare does not pay for. This agency works with individuals to understand the coverage options available for their specific future needs. A personal evaluation will help identify appropriate plan features before any commitment begins, starting with the initial consultation appointment.

RI
233 Addison Rd
Rabbett Insurance Agency
Long-Term Care Insurance Agent · Windsor, CT

Rabbett Insurance Agency provides long-term care insurance solutions, helping clients in the Windsor area plan for future health and personal care needs. The agency specializes in policies that cover extended nursing home stays, assisted living services, and in-home support. Assessing individual risk factors and financial situations, it advises on suitable coverage options. This Windsor-based firm serves commercial sectors including local offices, warehouses, and food service operations, addressing their distinct business and employee protection requirements.

NY
100 Northfield Dr #200
New York Life Insurance
Long-Term Care Insurance Agent · Windsor, CT

Serving residents in the Windsor, Connecticut area, this agency provides long-term care insurance planning to help individuals prepare for future care needs. Commercial coverage options are also available for local businesses seeking to offer employee benefits or protect key personnel. The agents routinely assist clients throughout the greater Hartford region with policy selection and enrollment. After an initial consultation, they continue to provide follow-up support between regular visits, such as reviewing policy details or updating beneficiary information as circumstances change.

AG
181 Broad St ste 2
Allstate - Gridley Insurance Team
Long-Term Care Insurance Agent · Windsor, CT

Allstate - Gridley Insurance Team is known for helping individuals navigate the complexities of long-term care coverage to protect their assets. Serving the Windsor, Connecticut area, the agency evaluates each client’s unique financial and health situation to recommend suitable policy options. Their services include explaining plan benefits, benefits triggers, and inflation protection. A common specialty they can provide is helping clients design a policy to cover in-home care services.

What Does a a Long-Term Care Insurance Agent in Windsor Cost?

Long-term care insurance premiums in Connecticut vary widely based on age, health, and coverage level. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums for older applicants or richer benefits can be higher. This is general information, not insurance advice.

About long-term care insurance agents in Windsor

Long-term care insurance agents in Windsor, Connecticut help residents plan for future care costs while protecting assets. Connecticut offers a state partnership program that allows policyholders to keep more assets if they later need Medicaid. Working with a local agent ensures you understand how these rules apply to your situation.

Frequently Asked Questions

What does a long-term care insurance agent in Windsor do?

A long-term care insurance agent helps you compare policies from different companies and explains coverage options like home care, assisted living, and nursing home care. They also guide you through Connecticut-specific rules such as the state partnership program and tax deduction benefits.

How does Connecticut law affect long-term care insurance policies?

Connecticut requires all long-term care policies to include inflation protection and nonforfeiture benefits unless you waive them in writing. The state also has a partnership program that lets you keep assets equal to the benefits paid by your policy if you later need Medicaid.

What is the Connecticut long-term care insurance partnership program?

The Connecticut partnership program is a state and federal initiative that allows policyholders to protect assets from Medicaid spend-down requirements. If your policy pays benefits equal to the assets you want to protect, those assets are disregarded when you apply for Medicaid.

Long-Term Care Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.