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Find Long-Term Care Insurance Agents Near You in Waterbury, CT

Browse long-term care insurance agents serving Waterbury, Connecticut. Updated 2026-07-14.

The top-rated long-term care insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 141 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, AAA Waterbury. This directory lists 21 long-term care insurance agents serving Waterbury.

Showing 21 long-term care insurance agents in Waterbury, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1B&A Benefit Solutions45 Pilgrim Ave(203) 565-6419
2Muni Insurance, Inc.211 Chase Ave(203) 527-3669
3Connor Rafferty: Allstate Insurance767 Wolcott St(203) 757-9601
4AAA Waterbury835 Wolcott St(203) 721-8284
5American Financial Solutions llc48 Meriden Rd(203) 706-4015
6Main Street Insurance - Waterbury Office345 W Main St(203) 757-5737
7Natasha Faesy Burgess - State Farm Insurance Agent3528 E Main St Ste 3(475) 235-6136
8Douglas Haywood: Allstate Insurance1884 E Main St(203) 757-9009
9Montagno Insurance Inc344 Robbins St(203) 721-7041
10Jack D Edsall Jr - State Farm Insurance Agent1101 Huntingdon Ave UNIT 3(203) 755-3700
BB
45 Pilgrim Ave
B&A Benefit Solutions
Long-Term Care Insurance Agent · Waterbury, CT

B&A Benefit Solutions serves individuals and families in the Waterbury, CT area who are planning for their future care needs. As a long-term care insurance agency, it helps clients evaluate coverage options designed to protect savings from the high costs of extended care services. The agency provides guidance on policy features such as daily benefit amounts and elimination periods. B&A Benefit Solutions also covers the neighboring community of Naugatuck and surrounding parts of the central Naugatuck Valley.

MI
211 Chase Ave
Muni Insurance, Inc.
Long-Term Care Insurance Agent · Waterbury, CT

Muni Insurance, Inc. serves Waterbury and the surrounding New Haven County area as a local long-term care insurance agent. They help clients understand policy options for covering extended nursing or home-based care needs. Their work involves explaining benefit triggers, daily benefit amounts, and inflation protection features. They assist with plan comparisons and claims navigation for area residents. Muni Insurance, Inc. handles long-term care insurance policy reviews and enrollment procedures.

CR
767 Wolcott St
Connor Rafferty: Allstate Insurance
Long-Term Care Insurance Agent · Waterbury, CT

Connor Rafferty: Allstate Insurance provides guidance on long-term care insurance coverage, assisting clients in planning for future care needs. The agency helps individuals understand available policy options that can help cover assisted living, nursing home, or in-home care expenses. It offers ongoing policy reviews and claim support to ensure coverage remains aligned with changing circumstances. Serving the Waterbury, CT area, this agent works with individuals, families, and small business owners seeking protection for personal assets. The office handles policies for clients residing in single-family homes, apartments, retail locations, and restaurants.

AW
835 Wolcott St
AAA Waterbury
Long-Term Care Insurance Agent · Waterbury, CT

Serving Waterbury and the surrounding communities of Naugatuck, Cheshire, Southbury, and Wolcott, AAA Waterbury handles long-term care insurance policies that help clients prepare for potential future care needs. The company addresses individual situations by explaining coverage for home care, assisted living, and nursing home services. For a typical client evaluation, the agent provides information on policy options and pricing, allowing for an informed decision based on personal financial considerations and health factors.

AF
48 Meriden Rd
American Financial Solutions llc
Long-Term Care Insurance Agent · Waterbury, CT

American Financial Solutions llc in Waterbury, CT assists clients with the distinction between a one-time policy consultation and a recurring service plan for managing coverage. As a long-term care insurance agent, the company helps individuals evaluate policy options that protect assets and fund future care needs. Clients in the local area typically receive guidance on benefit triggers, daily benefit amounts, and inflation protection riders. Service runs on an as-needed basis, determined by individual policy reviews or when life changes require a coverage update.

MS
345 W Main St
Main Street Insurance - Waterbury Office
Long-Term Care Insurance Agent · Waterbury, CT

Main Street Insurance - Waterbury Office specializes in providing long-term care insurance policies designed to help individuals plan for future assisted living, nursing home, or home health care expenses. The agency assists clients in reviewing benefit options and understanding policy terms to match their personal needs and financial situations. Long-term care coverage can be particularly valuable to review during open enrollment periods or when approaching retirement, as it helps safeguard assets against the rising costs of extended care in Connecticut.

NF
3528 E Main St Ste 3
Natasha Faesy Burgess - State Farm Insurance Agent
Long-Term Care Insurance Agent · Waterbury, CT

Winter storms and job relocations mean local families in Waterbury begin each season reviewing financial protections. Natasha Faesy Burgess - State Farm Insurance Agent serves those working residents by explaining options for long-term care insurance to safeguard retirement savings. The office reviews how nursing home or home health costs could affect household resources. Clients are guided through specific coverage choices that match their employment and family circumstances. An initial consultation begins with reviewing existing policies and identifying relevant adjustments for the upcoming year.

DH
1884 E Main St
Douglas Haywood: Allstate Insurance
Long-Term Care Insurance Agent · Waterbury, CT

Douglas Haywood: Allstate Insurance provides long-term care insurance services in Waterbury, Connecticut. The agency typically helps individuals plan for future care needs by offering policies that cover assistance with daily living activities. As a specialty option, it also addresses long-term care coverage that combines with other personal insurance protections. This agency can serve commercial sectors such as local offices, warehouses, and food service establishments by advising on benefits that support employee or business continuity planning.

MI
344 Robbins St
Montagno Insurance Inc
Long-Term Care Insurance Agent · Waterbury, CT

Montagno Insurance Inc in Waterbury, CT is known for helping individuals plan for future care needs through long-term care insurance. The agency guides clients in selecting policies that cover services like nursing home care, assisted living, and home health support. Their process involves reviewing personal health situations and financial goals to find suitable coverage options in the Connecticut market. A specialty service the firm can add on is assistance with hybrid life insurance policies that combine a death benefit with long-term care protection.

JD
1101 Huntingdon Ave UNIT 3
Jack D Edsall Jr - State Farm Insurance Agent
Long-Term Care Insurance Agent · Waterbury, CT

Jack D Edsall Jr - State Farm Insurance Agent provides long-term care insurance services for residents of Waterbury, Connecticut, and the surrounding area. Commercial coverage is also available to support local businesses in preparing for future care needs. The agency helps clients develop plans that address potential extended care expenses. Follow-up consultations are offered between regular visits to adjust coverage as circumstances change throughout a policyholder's life.

SM
11 Scovill St # 4
Sundel & Milford Inc
Long-Term Care Insurance Agent · Waterbury, CT
(203) 753-0114
sundelmilford.com
WE
54 French St
Wingate Enterprises LLC
Long-Term Care Insurance Agent · Waterbury, CT
(203) 695-1099
MI
770 Highland Ave
Muni Insurance, Inc.
Long-Term Care Insurance Agent · Waterbury, CT
(203) 527-3669
muniinsurance.com
WF
211 Schraffts Dr
World, Formerly Known As CDR Insurance Group
Long-Term Care Insurance Agent · Waterbury, CT
(203) 754-3156
cdrinsurance.com
HI
820 Hamilton Ave UNIT 2
Heritage Insurance Inc
Long-Term Care Insurance Agent · Waterbury, CT
(203) 755-1228
heritageinswtby.com
DF
1115 W Main St
Di Franceso Insurancy Agency
Long-Term Care Insurance Agent · Waterbury, CT
(203) 756-8176
mydifrancescoinsurance.com
MS
33 Nicola St
Mia's Insurance
Long-Term Care Insurance Agent · Waterbury, CT
(203) 822-0326
miasinsurance.com
BI
39 Meriden Rd
Bravo Insurance Group
Long-Term Care Insurance Agent · Waterbury, CT
(203) 518-5845
bravoinsurancect.com
GN
311 Windy Dr
George Noujaim - Mutual of Omaha
Long-Term Care Insurance Agent · Waterbury, CT
(203) 802-7172
agents.mutualofomaha.com/agents/ct/waterbury/george-noujaim
MC
1635 Thomaston Ave
M/C Insurance LLC
Long-Term Care Insurance Agent · Waterbury, CT
(203) 596-1082
becauseweride.com
AP
1884 E Main St
Allstate Personal Financial Representative: Theodore Grieder
Long-Term Care Insurance Agent · Waterbury, CT
(203) 757-9009
agents.allstate.com/theodore-grieder-waterbury-ct.html

What Does a a Long-Term Care Insurance Agent in Waterbury Cost?

Long-term care insurance premiums in Connecticut vary widely by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on benefit amount, elimination period, and inflation options. This is general information, not insurance advice.

About long-term care insurance agents in Waterbury

A long-term care insurance agent in Waterbury, Connecticut helps residents plan for future care costs. Connecticut offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these plans work with your retirement strategy.

Frequently Asked Questions

What does a long-term care insurance agent in Waterbury do?

An agent helps you compare policies from different companies and explains coverage options. They assess your health, finances, and goals to find a suitable plan. Agents also clarify how Connecticut partnership policies work to safeguard your assets.

How does Connecticut law affect long-term care insurance?

Connecticut requires insurers to offer inflation protection and nonforfeiture benefits. The state partnership program lets policyholders keep assets equal to benefits paid if they later need Medicaid. Agents must follow Connecticut insurance regulations when selling policies.

What is the best age to buy long-term care insurance in Waterbury?

Most people buy policies in their 50s or early 60s when premiums are lower and health is stable. Waiting too long can lead to higher costs or denial due to pre-existing conditions. An agent can help you choose the right time based on your situation.

Long-Term Care Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.