The top-rated long-term care insurance agent in West Hollywood, California is Henry Abanonu - State Farm Insurance Agent, rated 4.9 stars across 120 reviews. Other highly rated options include David Wood Farmers Insurance Agency, Steve Heyman Insurance, Campanelli Insurance Services - Medicare, Life & Health Insurance Agent. This directory lists 10 long-term care insurance agents serving West Hollywood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Henry Abanonu - State Farm Insurance Agent | 8490 Santa Monica Blvd #5 | (310) 854-2500 |
| 2 | David Wood Farmers Insurance Agency | 616 1/2 N Doheny Dr | (424) 542-7000 |
| 3 | Steve Heyman Insurance | 1145 N Poinsettia Pl | (213) 453-4243 |
| 4 | Campanelli Insurance Services - Medicare, Life & Health Insurance Agent | 1233 N Harper Ave | (424) 257-3314 |
| 5 | Maverick Insurance Agency | 801 Larrabee St #3 | (310) 854-6164 |
| 6 | Shapiro Benefits Group | 8033 Sunset Blvd #101 | (310) 598-5552 |
| 7 | North Compass Insurance Agency | 8605 Santa Monica Blvd #561001 | (657) 767-9686 |
| 8 | Zach Insurance Agency | 8721 Sunset Blvd #209 | (310) 601-4000 |
| 9 | Michelle Wizman Insurance Agency Inc | 855 N W Knoll Dr | (818) 974-2074 |
| 10 | Major Point Insurance Services | 7607 Santa Monica Blvd # 25 | (323) 654-3616 |
Henry Abanonu of State Farm Insurance Agent serves West Hollywood and the greater Los Angeles County area, offering long-term care insurance policies designed to help clients prepare for future medical and personal care needs. These plans can cover services like nursing home care, assisted living, or in-home assistance, which are essential for managing chronic conditions or age-related dependencies. The agency also assists with policy customization to protect savings while ensuring access to necessary care.
David Wood Farmers Insurance Agency in West Hollywood, CA focuses on providing long-term care insurance options tailored to individual planning needs. It helps clients understand policy structures and the financial aspects of future care. Services include reviewing coverage features and offering renewal maintenance assistance for existing plans. The agency works with individuals, including those protecting personal assets, and often serves those residing in single-family homes, apartments, and condominiums in the local area.
Steve Heyman Insurance in West Hollywood, CA serves individuals and families seeking coverage for future extended care needs. It offers services that include policy consultations and plan comparisons for long-term care insurance, helping clients manage potential costs of assisted living, nursing homes, or home care. The agency assists with navigating the complexities of medical underwriting and coverage options tailored to local costs. It also serves clients throughout the surrounding Los Angeles metro area, including nearby communities such as Beverly Hills.
Campanelli Insurance Services - Medicare, Life & Health Insurance Agent serves West Hollywood, California, and the neighboring communities throughout the Los Angeles area. The company handles long-term care insurance coverage for individuals planning for future care needs. It assists clients with policy selection to address potential expenses related to extended home health or facility care. For a typical job, the agent first reviews the client’s financial situation and health profile, then compares multiple policy options to recommend a suitable plan that aligns with the client’s long-term budget and care preferences.
Maverick Insurance Agency in West Hollywood, CA distinguishes between one-time policy consultations and recurring service options for ongoing plan management. Clients can explore coverage for nursing home, assisted living, and in-home care expenses through individual long-term care policies tailored to future needs. The agency helps evaluate benefit amounts, elimination periods, and inflation protection features during initial appointments. After the policy is selected, subsequent reviews or claims assistance are available on an as-needed basis to address changes in health or financial circumstances.
Shapiro Benefits Group in West Hollywood assists with evaluating both traditional and hybrid long-term care insurance policies. It also helps clients compare benefit levels and elimination periods to match personal budgets and future healthcare needs. The company reviews existing policies and explores new coverage options with Medicare supplement plans. It specifically helps clients adjust their long-term care strategies before the annual enrollment period for Medicare Advantage and Part D.
As Southern California residents consider how to fund future care needs, North Compass Insurance Agency in West Hollywood helps clients in West Hollywood and the surrounding area compare long-term care insurance policies. The agency explains benefit triggers, waiting periods, and inflation protection options that are common in California. They also address how these plans coordinate with existing retirement savings and health coverage. An initial consultation typically begins with a review of personal health history and financial goals to determine suitable policy features.
Zach Insurance Agency helps individuals plan for the financial challenges of extended care needs. Based in West Hollywood, CA, it operates as a long-term care insurance agent, focusing on policies that cover nursing home, assisted living, and in-home care. The firm serves local residents seeking protection against rising healthcare costs in retirement. Its services support business clients including professional offices, warehouses, and food service operations that wish to offer benefits packages to employees.
Michelle Wizman Insurance Agency Inc serves residents in West Hollywood, California, offering guidance on long-term care insurance policies to protect assets and care options. The agency also assists with commercial coverage for local businesses seeking employee benefits in the area. Throughout the greater West Hollywood region, agents help clients evaluate plans for nursing home, home health, and assisted living expenses. They stay available for policy reviews and adjustments, regularly reaching out to clients between scheduled visits to address any changes in their coverage needs.
Major Point Insurance Services in West Hollywood, CA is known for helping clients navigate long-term care coverage options. The agency guides individuals and families through policy selection, assessing needs related to aging or chronic conditions. It evaluates various plans that cover in-home care, assisted living, and nursing facility expenses. As a local agent, it also coordinates policy details with other financial and health insurance plans. This firm can additionally offer consultation for pairing long-term care policies with life insurance riders for combined protection.
What Does a a Long-Term Care Insurance Agent in West Hollywood Cost?
The cost of long-term care insurance in California varies based on age, health, benefit amount, and policy features. For a healthy 55-year-old, annual premiums typically range from $1,500 to $3,000 for a policy with a $150 daily benefit. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in West Hollywood
Long-term care insurance agents in West Hollywood, California help residents plan for future care needs. California law requires agents to clearly explain policy benefits and exclusions under the California Long-Term Care Insurance Act. Working with a local agent ensures you understand how state regulations affect your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in West Hollywood do?
An agent helps you compare policies from different carriers and explains coverage details like daily benefit amounts and elimination periods. They also guide you on California specific rules such as the 30-day free look period and inflation protection requirements.
How do California regulations affect long-term care insurance policies?
California requires policies to offer inflation protection options and prohibits certain pre-existing condition exclusions after six months of coverage. Agents must disclose these rules and provide a buyers guide approved by the California Department of Insurance.
Do I need to be a certain age to buy long-term care insurance in California?
There is no maximum age limit, but most insurers require applicants to be between 18 and 84 years old. Premiums increase with age, so purchasing a policy earlier can lead to lower rates. An agent can help you find options based on your age and health.
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