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Compare long-term care insurance agents in Torrance. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 long-term care insurance agents in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Torrance Insurance and Member Services
23001 Hawthorne Blvd, Torrance, CA 90505
(310) 325-3111
ace.aaa.com
Freeway Insurance
1243 W Carson St, Torrance, CA 90502
(310) 746-5632
locations.freeway.com
Expert Auto Home Insurance - Mercury Auto Insurance
A long-term care insurance agent in Torrance California can help you compare policies from multiple carriers. California law requires agents to explain the California Partnership for Long-Term Care program which offers inflation protection and asset disregard. Local agents understand the cost of care in the South Bay area and can tailor coverage to your needs.
What Does a Long-Term Care Insurance Agent in Torrance Cost?
Long-term care insurance premiums in California vary widely. A typical policy for a 55-year-old may cost $1,500 to $3,000 per year for a $150 daily benefit with 3% inflation. For a 65-year-old the same policy could range from $2,500 to $5,000 annually. Actual costs depend on your health age and chosen features. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Torrance do?
An agent helps you review policy features like daily benefit amounts and elimination periods. They also explain how California Partnership plans work to protect your assets under Medi-Cal rules.
How is long-term care insurance regulated in California?
California requires agents to follow strict disclosure rules under the California Insurance Code. You have a 30-day free look period to cancel a new policy for a full refund.
What factors affect long-term care insurance cost in Torrance?
Cost depends on your age health benefit amount and inflation option. California Partnership plans may offer lower premiums for qualified buyers but require specific benefit triggers.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.