The top-rated long-term care insurance agent in Santa Clara, California is Alexandra Anderson - State Farm Insurance Agent, rated 5.0 stars across 358 reviews. Other highly rated options include VisitorsCoverage Inc., Jon Barron - State Farm Insurance Agent, Farmers Insurance - Richard So. This directory lists 14 long-term care insurance agents serving Santa Clara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexandra Anderson - State Farm Insurance Agent | 980 El Camino Real #350 | (408) 244-4400 |
| 2 | VisitorsCoverage Inc. | 2350 Mission College Blvd #1140 | (866) 384-9104 |
| 3 | Jon Barron - State Farm Insurance Agent | 5251 Stevens Creek Blvd | (408) 564-8880 |
| 4 | Farmers Insurance - Richard So | 1572 Los Padres Blvd Ste 201 | (408) 249-7726 |
| 5 | Tressa Williams - State Farm Insurance Agent | 5201 Great America Pkwy #320 | (408) 243-4400 |
| 6 | GS Insurance Solutions, Inc. | 5201 Great America Pkwy Suite 320 | (844) 694-7467 |
| 7 | Be Well Insurance Solutions | 1092 Scott Blvd | (408) 615-1280 |
| 8 | Slamins Insurance Services | 2068 Walsh Ave #2068-B2 | (650) 336-0707 |
| 9 | Sure88 Insurance Brokers LLC | 1061 Monroe St | (408) 453-8831 |
| 10 | Tycho Insurance Services | 3080 Olcott St B 110 | (408) 572-8771 |
Serving Campbell and the surrounding Santa Clara County communities, Alexandra Anderson - State Farm Insurance Agent handles long-term care insurance policies for local residents. These policies help cover expenses for services like nursing home care, assisted living, and home health aides, which are not typically paid by standard health insurance or Medicare. The agency takes a consultative approach by carefully reviewing a client’s current financial situation and future care preferences to recommend an appropriate level of coverage.
VisitorsCoverage Inc. serves the Santa Clara County area, functioning as a dedicated long-term care insurance agent. The company specializes in helping individuals navigate the complexities of planning for future custodial or home health care needs. As a licensed agency, it assists clients in comparing policies that address coverage gaps not filled by standard health plans or Medicare. It offers guidance on both traditional long-term care insurance and hybrid life insurance policies that include long-term care benefits, ensuring residents have access to suitable options for their personal financial strategies.
Jon Barron – State Farm Insurance Agent in Santa Clara, CA, offers guidance on long-term care insurance, helping clients prepare for future care needs. The agency provides initial policy consultations and assists with reviewing coverage options over time. Clients can receive ongoing support to adjust their plans as circumstances change. This service addresses private residences, single-family homes, and apartments, as well as commercial properties such as retail spaces and restaurants.
Farmers Insurance - Richard So in Santa Clara, CA, serves homeowners, families, and individuals planning for future care needs. As a long-term care insurance agent, the company helps clients explore coverage options that can assist with expenses for services like in-home care or assisted living facilities. Each customer receives personalized guidance to understand policy features and costs relevant to their situation. The agency is also available to clients throughout neighboring communities in the San Jose metropolitan area.
Tressa Williams - State Farm Insurance Agent serves Santa Clara and the surrounding communities. This agency handles long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, or in-home care. The office provides guidance on tailoring coverage to individual retirement and health planning needs. To handle a typical job, the agency starts by assessing a client’s financial situation and future care preferences, then presents policy options that fit their budget.
Between one-time consultations and recurring service arrangements, this company helps clients evaluate long-term care insurance coverage to protect assets and ensure access to future care. GS Insurance Solutions, Inc., based in Santa Clara, serves individuals seeking guidance on policy options available in the area. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s current planning stage and ongoing needs.
Be Well Insurance Solutions offers long-term care insurance planning as its core specialty in Santa Clara, CA. The agency guides clients through policy selection, helping residents evaluate coverage options designed to protect assets from high future care costs. A typical engagement involves comparing benefit periods, daily benefit amounts, and inflation protection riders. This work is especially timely for families navigating concerns about Medicare’s limitations, as the company helps individuals address the gap between standard health insurance and the financial reality of extended care needs in the area.
As residents of Santa Clara face the challenges of rising healthcare costs during retirement, many seek reliable asset protection, a need Slamins Insurance Services meets by specializing in long-term care insurance agency work. The company helps individuals navigate policy options to cover future care needs without depleting savings. An initial consultation serves to assess each client’s current health and financial situation, with a personalized policy review scheduled immediately following this evaluation.
Sure88 Insurance Brokers LLC provides guidance for individuals seeking long-term care insurance in the Santa Clara area. The company specializes in helping clients select policies that cover extended nursing home stays, in-home care, and assisted living services, which can protect personal assets from high medical expenses. By analyzing different coverage options, the agency works with both individuals and business owners. It also serves local commercial sectors such as offices, warehouses, and food service operations.
Based near Santa Clara, Tycho Insurance Services primarily assists local residents with their long-term care insurance needs. Their residential coverage helps families protect assets against the high costs of extended care. They also offer commercial coverage for businesses seeking group plans. Serving Santa Clara and the surrounding Silicon Valley area, the agency provides initial consultations to help clients understand policy options. This straightforward approach encourages clients to return for policy reviews and adjustments between regular service check-ins.
What Does a a Long-Term Care Insurance Agent in Santa Clara Cost?
Long-term care insurance premiums in California vary by age, health, and benefit amount. A typical policy for a 55-year-old in Santa Clara may cost between $1,500 and $3,500 per year. Couples often receive a discount. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Santa Clara
Long-term care insurance agents in Santa Clara help residents plan for future care needs. California offers the Partnership for Long-Term Care program which provides asset protection for policyholders. Agents can explain how this state-specific program works with Medi-Cal and private insurance.
Frequently Asked Questions
What does a long-term care insurance agent in Santa Clara do?
An agent helps you compare policies from multiple carriers and explains coverage options. They can show how California Partnership plans protect assets while qualifying for Medi-Cal. The agent also assists with underwriting and application paperwork.
How do California Partnership plans work?
California Partnership plans are state-approved policies that offer dollar-for-dollar asset protection. If you use your policy benefits, an equal amount of assets are disregarded when applying for Medi-Cal. This program is unique to California and requires a certified agent to sell these plans.
What is the age requirement for buying long-term care insurance in California?
Most carriers in California offer policies to people aged 18 to 84. Premiums are lower when you buy at a younger age. California law requires insurers to offer a 30-day free look period after purchase.
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