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Find Long-Term Care Insurance Agents Near You in San Pablo, CA
Compare long-term care insurance agents in San Pablo. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
San Pablo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 long-term care insurance agents in San Pablo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
San Pablo Healthcare & Wellness Center
13328 San Pablo Ave, San Pablo, CA 94806
(510) 235-3720
sanpablohc.com
Fred Loya Insurance
14350 San Pablo Ave L, San Pablo, CA 94806
(510) 215-5575
fredloya.com
Leadwest Insurance Solutions
403 San Pablo Towne Center, San Pablo, CA 94806
(510) 233-9597
leadwestinsurance.my.canva.site
Leon's Insurance Agency
1447 Ventura Ave, San Pablo, CA 94806
(510) 693-7918
leonsinsurance.com
A long-term care insurance agent in San Pablo California can help you understand policies that cover nursing home care home health care and assisted living. California has specific rules about rate stability and consumer protections under the California Insurance Code. Working with a local agent ensures you get coverage that fits your needs and budget in the East Bay area.
What Does a Long-Term Care Insurance Agent in San Pablo Cost?
Long-term care insurance premiums in California vary widely based on age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old the same policy could range from 250 to 500 dollars monthly. Costs also depend on the daily benefit amount benefit period and inflation protection chosen. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in San Pablo do?
An agent helps you compare policies from different insurers to find coverage for long-term care services. They explain benefit triggers elimination periods and inflation protection options. They also ensure the policy meets California requirements such as the right to return the policy within 30 days for a full refund.
How do California laws affect long-term care insurance policies?
California requires insurers to offer inflation protection and nonforfeiture benefits. The state also mandates a 30-day free look period where you can cancel for any reason. Agents must follow the California Insurance Code which prohibits unfair discrimination and requires clear disclosure of policy terms.
Can a long-term care insurance agent help with Partnership policies in California?
Yes many agents in San Pablo can explain California Partnership for Long-Term Care policies. These policies allow you to protect some assets if you later need Medi-Cal. The agent must be certified to sell Partnership plans and can show how they coordinate with state benefits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.