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HomeLong-Term Care Insurance AgentsCalifornia › San Luis Obispo

Find Long-Term Care Insurance Agents Near You in San Luis Obispo, CA

Browse long-term care insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in San Luis Obispo, California is Susan Rodriguez - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Farmers Insurance - Jennifer White, Polk Insurance Agency, SLO Insurance Services. This directory lists 21 long-term care insurance agents serving San Luis Obispo.

Showing 21 long-term care insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
2Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
3Polk Insurance Agency1443 Marsh St(805) 544-6454
4SLO Insurance Services1494 Mill St(805) 543-7564
5Minton Insurance1042 Pacific St # E(805) 546-8113
6McGee Insurance Agency2000 Broad St(805) 543-8833
7Morris & Garritano Insurance1122 Laurel Ln(805) 543-6887
8Meredith Insurance Center1303 Higuera St(805) 548-8672
9Goosehead Insurance -- Donaldson Agency820 Walnut St Suite D(805) 242-4900
10Relation Insurance - Engle & Associates Group1236 Higuera St(805) 781-6336
SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Long-Term Care Insurance Agent · San Luis Obispo, CA

Susan Rodriguez - State Farm Insurance Agent serves the San Luis Obispo, California area as a local resource for long-term care insurance. The agency assists clients in planning for the potential costs of extended personal or medical care. Agents help individuals understand coverage options that can protect savings and provide financial security during later years. Long-term care policies from this office can be structured to address needs for home-based assistance or care within a nursing facility.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Long-Term Care Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White provides long-term care insurance services in San Luis Obispo, California. The agency assists clients in planning for future care needs through comprehensive policy reviews and coverage options. Services include explaining policy terms, comparing benefit structures, and coordinating ongoing plan maintenance for existing policyholders. The agency serves individuals planning for assisted living or nursing home expenses, as well as families protecting assets across single-family homes, apartments, retail locations, and restaurants.

PI
1443 Marsh St
Polk Insurance Agency
Long-Term Care Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency serves families and individuals in San Luis Obispo, California, who seek financial protection against the substantial costs of future long-term care. The agency helps clients explore policy options that preserve personal savings and maintain care choices without relying solely on family or government programs. Its work focuses on explaining policy features, evaluating coverage levels suited to different life stages, and guiding informed decisions about this specialized insurance product. The agency’s coverage area also extends to the neighboring community of Arroyo Grande in the Five Cities region.

SI
1494 Mill St
SLO Insurance Services
Long-Term Care Insurance Agent · San Luis Obispo, CA

SLO Insurance Services serves San Luis Obispo and surrounding communities in California's Central Coast. It handles long-term care insurance, helping clients preserve assets while planning for future care needs. The agency works with individuals and families to understand policy options that cover home care, assisted living, or nursing facility expenses. To begin a typical job, it gathers a client's personal health history and financial goals, then provides clear comparisons of available plans from multiple carriers before recommending suitable coverage.

MI
1042 Pacific St # E
Minton Insurance
Long-Term Care Insurance Agent · San Luis Obispo, CA

As San Luis Obispo residents plan for the rising costs of assisted living and in-home care, Minton Insurance helps local families evaluate their options for long-term care coverage. The company provides clear guidance on how policies can protect savings from the financial strain of extended care needs in this area. By reviewing current health trends and local care expenses, their agents identify practical solutions tailored to each client. The process begins with an initial assessment of personal circumstances and financial goals.

MI
2000 Broad St
McGee Insurance Agency
Long-Term Care Insurance Agent · San Luis Obispo, CA

McGee Insurance Agency specializes in helping individuals secure long-term care insurance policies tailored to their future needs in San Luis Obispo, CA. The agency guides clients in finding coverage that protects assets and provides access to home health aides or assisted living services. With the local retirement community growing, it assists families planning for potential care requirements during seasonal moves or health changes that occur later in life. The agency can help those reassessing coverage after a recent medical diagnosis or a change in living arrangements.

MG
1122 Laurel Ln
Morris & Garritano Insurance
Long-Term Care Insurance Agent · San Luis Obispo, CA

At Morris & Garritano Insurance in San Luis Obispo, clients choose between one-time policy evaluations and recurring service options for ongoing long-term care needs. The agency provides coverage tailored to protect savings from high care costs, offering guidance on policies that pay for home health aides, assisted living, or nursing home care. These services generally run on a scheduled basis when policyholders require annual reviews or benefit updates, but they also accommodate one-time consultations or as-needed requests as individual circumstances change.

MI
1303 Higuera St
Meredith Insurance Center
Long-Term Care Insurance Agent · San Luis Obispo, CA

Meredith Insurance Center helps individuals and families plan for future care needs by providing long-term care insurance solutions in San Luis Obispo. The agency specializes in policies that cover assisted living, nursing home stays, and in-home support. It guides clients through policy options that address local care costs and varying benefit periods. Counselors explain coverage triggers and elimination periods to ensure informed decisions. The company can serve local offices, warehouses, and food service operations looking to offer long-term care benefits as part of employee benefit packages.

GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Long-Term Care Insurance Agent · San Luis Obispo, CA

Goosehead Insurance -- Donaldson Agency serves the San Luis Obispo, California area with residential long-term care insurance services, also offering commercial coverage options to local businesses. Their agency helps clients understand policies that provide financial support for extended personal care needs. Regular consultations ensure coverage remains aligned with changing individual circumstances and budgets. Follow-up appointments are scheduled between regular visits to update plans as personal health or finances evolve, reinforcing ongoing client support.

RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Long-Term Care Insurance Agent · San Luis Obispo, CA

Relation Insurance - Engle & Associates Group is known for guiding individuals and families in San Luis Obispo through the complexities of long-term care insurance. Its service range includes evaluating personal needs, comparing policy options from multiple carriers, and explaining how coverage can protect assets from future care costs. The agency provides ongoing policy reviews to help clients adapt their plans as circumstances change. Additionally, it specializes in integrating long-term care coverage with complementary Medicare supplement plans.

LI
3211 Broad St #201
Lord Insurance
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 600-5954
BL
994 Mill St #250
Bankers Life and Casualty Company
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 784-0103
bankers.com
SI
1248 Laurel Ln
StateOne Insurance - Don Allen
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 547-1000
ibwins.com/locations/san-luis-obispo-stateone-insurance
AB
369 Marsh St #200
Adler Belmont Group, Inc.
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 540-3900
adlerbelmontgroup.com
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
LU
872 Higuera St
Legends United Insurance
Long-Term Care Insurance Agent · San Luis Obispo, CA
(833) 414-5520
legendsunitedinsurance.com/contact
MP
1010 Toro St
Melinda Phillips Insurance
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 600-5962
SJ
3134 Spring Ct
Steven J Polk Insurance
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 544-6230
stevenjpolkinsurance.com/contact-us
KR
994 Mill St Ste 250
Kelley Rasmussen, Bankers Life Agent
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 784-0103
agents.bankerslife.com/ca/san-luis-obispo/994-mill-st/kelley-rasmussen
LT
994 Mill St Ste 250
Lyndon Thomas, Bankers Life Agent
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 784-0103
agents.bankerslife.com/ca/san-luis-obispo/994-mill-st/lyndon-thomas
CL
569 Higuera St suite c
Curtis L Roberts
Long-Term Care Insurance Agent · San Luis Obispo, CA
(805) 593-1103
curtislrobertshealth.com/contact.html

What Does a a Long-Term Care Insurance Agent in San Luis Obispo Cost?

Long-term care insurance premiums in California vary by age, health, and coverage amount. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. Higher benefit amounts and inflation riders increase the premium. Costs are also affected by the elimination period and benefit duration. This is general information and not insurance advice.

About long-term care insurance agents in San Luis Obispo

Long-term care insurance agents in San Luis Obispo help residents plan for future care needs. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets while qualifying for Medi-Cal. Agents can explain how these state-specific policies work and compare options from multiple carriers.

Frequently Asked Questions

What does a long-term care insurance agent in San Luis Obispo do?

An agent helps you understand policy options, compare benefits, and apply for coverage. They can explain California-specific features like inflation protection and the Partnership program. They do not provide legal or tax advice but can refer you to qualified professionals.

How do California Partnership policies differ from standard long-term care insurance?

California Partnership policies are state-approved plans that offer asset protection if you later need Medi-Cal. They also include inflation protection and meet specific consumer standards. Not all agents are certified to sell these policies, so ask about Partnership certification.

What is the best age to buy long-term care insurance in California?

Most people purchase a policy in their 50s or early 60s when premiums are lower and health is good. California law requires insurers to offer a 30-day free look period after purchase. Premiums can increase only with state approval, but rates are not guaranteed for life.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.