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Find Long-Term Care Insurance Agents Near You in San Jose, CA

Browse long-term care insurance agents serving San Jose, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,064 reviews. Other highly rated options include KC Independent Insurance Solutions, LLC, Khalsa Insurance Agency, Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area. This directory lists 19 long-term care insurance agents serving San Jose.

Showing 19 long-term care insurance agents in San Jose, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance2602 Alum Rock Ave(408) 610-7535
2KC Independent Insurance Solutions, LLC3031 Tisch Way Suite 308(408) 502-7080
3Khalsa Insurance Agency3750 McKee Rd A(408) 272-2500
4Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area1816 Tully Rd Suite 186(408) 903-4624
5Leavitt Pacific Insurance Brokers1570 The Alameda Suite 101(408) 288-6262
6Brenda Huynh Insurance Services2114 Senter Rd STE 25(408) 310-0315
7Wynn Insurance Agency88 Tully Rd STE 100(408) 215-2087
8PHP Insurance Services Inc.1290 Tully Rd suite 80(408) 528-1528
9All Solutions Insurance - Northern California613 Blossom Hill Rd(408) 225-4300
10Let's Insure - San Jose1900 Camden Ave #204(877) 851-7867
AI
2602 Alum Rock Ave
Acceptance Insurance
Long-Term Care Insurance Agent · San Jose, CA

Acceptance Insurance serves San Jose homeowners and local business owners who are planning for future health care needs. As a Long-Term Care Insurance Agent, the company helps residents evaluate policy options that cover extended care services, including in-home support and assisted living expenses. Clients receive guidance on comparing benefits and navigating coverage choices to protect assets during retirement. The agency also provides insurance consultations for families in nearby Cupertino and the greater Santa Clara Valley.

KI
3031 Tisch Way Suite 308
KC Independent Insurance Solutions, LLC
Long-Term Care Insurance Agent · San Jose, CA

KC Independent Insurance Solutions, LLC serves the San Jose, California metro area and its surrounding communities, specializing as a long-term care insurance agent. The company helps individuals plan for future health needs by guiding them through various policy options designed to cover assisted living, nursing home stays, and in-home care. It assists clients in evaluating coverage that can protect personal savings from the high costs of extended care. These services include advising on both traditional long-term care policies and hybrid life insurance policies with long-term care riders.

KI
3750 McKee Rd A
Khalsa Insurance Agency
Long-Term Care Insurance Agent · San Jose, CA

Khalsa Insurance Agency in San Jose, California provides long-term care insurance services, helping clients plan for future needs related to aging or chronic illness. The agency offers guidance on policy options and assists with the selection of coverage plans suited to individual circumstances. It also helps maintain existing policies by reviewing coverage changes and coordinating with clients to update benefits when needed. Its services are available for single-family homes, apartments, retail businesses, and restaurants.

BA
1816 Tully Rd Suite 186
Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area
Long-Term Care Insurance Agent · San Jose, CA

Bay Area Health Insurance serves San Jose and the surrounding communities of Santa Clara County, handling long-term care insurance planning for local residents. It assists clients in evaluating policies that cover nursing home stays, assisted living, and in-home care expenses. The agency explains Medicaid asset protection options alongside traditional private insurance solutions. To handle a typical job, it begins by reviewing a client’s financial portfolio and health history before comparing policies from multiple carriers to match coverage needs with budget constraints.

LP
1570 The Alameda Suite 101
Leavitt Pacific Insurance Brokers
Long-Term Care Insurance Agent · San Jose, CA

Residents and families in San Jose who are planning for future healthcare needs can turn to Leavitt Pacific Insurance Brokers for long-term care insurance guidance. The agency helps clients evaluate policy options designed to protect savings from the high costs of extended nursing home or in-home care services. Their consultations focus on matching coverage with individual health and financial circumstances. They also assist with clarifying the fine print of various benefit structures available in the current marketplace. This office further serves those considering retirement planning in nearby Cupertino.

BH
2114 Senter Rd STE 25
Brenda Huynh Insurance Services
Long-Term Care Insurance Agent · San Jose, CA

Brenda Huynh Insurance Services specializes in long-term care insurance planning for clients in San Jose, California. The agency helps individuals explore protection options for future care needs, including nursing home, assisted living, and home health services. Their work guides residents through policy comparisons and the application process for coverage that addresses potential expenses in later years. This careful attention is especially important during open enrollment periods, when many older adults must make timely decisions about adding long-term care benefits to manage costs that may arise during flu season.

WI
88 Tully Rd STE 100
Wynn Insurance Agency
Long-Term Care Insurance Agent · San Jose, CA

Wynn Insurance Agency helps clients in San Jose, California, compare long-term care insurance policies, which can cover either one-time facility care or recurring home services. As local long-term care insurance agents, they evaluate a client’s health timeline and budget to recommend appropriate coverage. Unlike general financial advisors, these agents focus exclusively on protecting assets against the high costs of custodial or assisted living support. Their service operates on a one-time consultation and enrollment basis, with no scheduled follow-up unless the client initiates a future policy review.

PI
1290 Tully Rd suite 80
PHP Insurance Services Inc.
Long-Term Care Insurance Agent · San Jose, CA

In the Bay Area’s often shifting regulatory and cost landscape, families increasingly seek guidance on protecting assets from future care expenses. PHP Insurance Services Inc., based in San Jose, works with individuals to review long-term care insurance options tailored to local needs and elder-care realities. The company explains policy features, benefit triggers, and inflation protections so clients can make informed decisions. An initial, no-obligation consultation typically begins with a review of the client’s current health profile and financial goals.

AS
613 Blossom Hill Rd
All Solutions Insurance - Northern California
Long-Term Care Insurance Agent · San Jose, CA

All Solutions Insurance - Northern California helps individuals and businesses in San Jose, California, evaluate and select long term care insurance policies. The firm works with clients to understand coverage options for future care needs. It provides access to products that help pay for nursing home stays, home health aides, and assisted living expenses. The agency is equipped to serve commercial clients, including offices, warehouses, and food service operations that seek to offer long term care benefits for key employees.

LS
1900 Camden Ave #204
Let's Insure - San Jose
Long-Term Care Insurance Agent · San Jose, CA
SS
2774 Aborn Rd
Satwant Singh Insurance Services
Long-Term Care Insurance Agent · San Jose, CA
(408) 771-2438
satwantins.com
KI
1225 W San Carlos St
KIS Insurance Services
Long-Term Care Insurance Agent · San Jose, CA
(408) 491-1111
kisinsurance.com
SC
6201 San Ignacio Ave
Santa Clara Family Health Plan
Long-Term Care Insurance Agent · San Jose, CA
(408) 376-2000
scfhp.com
BI
1190 S Bascom Ave #140
BayShield Insurance Services
Long-Term Care Insurance Agent · San Jose, CA
(408) 840-4402
bayshieldins.com
GI
1095 Bird Ave. #2
Gatewood Insurance Agency Inc
Long-Term Care Insurance Agent · San Jose, CA
(408) 298-1611
gatewoodinsurance.com
HI
543 W Capitol Expy
HealthMarkets Insurance - Scott Zhang
Long-Term Care Insurance Agent · San Jose, CA
(408) 636-3291
HI
1816 Tully Rd Suite 186
HealthMarkets Insurance - Gary Church
Long-Term Care Insurance Agent · San Jose, CA
(408) 903-4624
healthmarkets.com/local-health-insurance-agent/gchurch
BI
1275 S Winchester Blvd # B
Baycrest Insurance Services
Long-Term Care Insurance Agent · San Jose, CA
(408) 249-4611
baycrestinsurance.com
JC
2150 N First St Suite 500
Jing Chen(陈静), MassMutual, Life Insurance, Retirement planning, Long Term Care Insurance
Long-Term Care Insurance Agent · San Jose, CA
(408) 761-9088

What Does a a Long-Term Care Insurance Agent in San Jose Cost?

Long-term care insurance premiums in California vary by age, health, and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old, premiums may range from $2,500 to $5,000 annually. Partnership policies may have slightly different pricing. This is general information and not insurance advice.

About long-term care insurance agents in San Jose

Long-term care insurance agents in San Jose help residents plan for future care needs. California has a unique Partnership for Long-Term Care program that allows policyholders to protect assets. An agent can explain how these state-specific plans work with Medi-Cal.

Frequently Asked Questions

What does a long-term care insurance agent in San Jose do?

A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. In California, agents must be licensed by the California Department of Insurance.

How does the California Partnership for Long-Term Care affect my policy?

The California Partnership is a state program that offers policies with asset protection. If you use benefits from a Partnership policy, you can keep more assets when applying for Medi-Cal. Your agent can tell you if a Partnership policy is right for you.

Are there time limits for buying long-term care insurance in California?

California has a 30-day free look period after you buy a policy. You can cancel within 30 days for a full refund. Also, insurers cannot deny coverage based on pre-existing conditions that are not disclosed on the application.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.