Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 long-term care insurance agents in San Carlos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Vallee - State Farm Insurance Agent
632 El Camino Real, San Carlos, CA 94070
(650) 593-8425
ginavallee.net
Nadler Insurance, Inc.
1560 Laurel St #200, San Carlos, CA 94070
(650) 508-8000
nadlerinsurance.com
Ray Sullivan: Allstate Insurance
742 El Camino Real, San Carlos, CA 94070
(650) 593-1221
agents.allstate.com
ISU Lovering Insurance Services
1121 Laurel St, San Carlos, CA 94070
(650) 593-7601
isulovering.com
Professional Insurance associates
1100 Industrial Rd STE 3, San Carlos, CA 94070
(650) 592-7333
piainc.com
365 Gold Insurance Services
104 El Camino Real, San Carlos, CA 94070
(650) 777-7680
agency.nationwide.com
Farmers Insurance - Nicky Papadakis
1355 Laurel St, San Carlos, CA 94070
(650) 593-1666
agents.farmers.com
Welcare Financial Group
1668 El Camino Real, San Carlos, CA 94070
(650) 802-9288
Dooley Insurance Services
1567 Edmond Dr, San Carlos, CA 94070
(949) 687-0911
difs2.com
What Does a Long-Term Care Insurance Agent in San Carlos Cost?
Typical annual premiums for a 55-year-old in California range from 1,500 to 3,500 for a policy with 150 daily benefit and 3-year benefit period. Costs increase with age and richer benefits. A 65-year-old might pay 2,500 to 5,500 per year for similar coverage. Actual rates vary by health, insurer, and policy features. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in San Carlos do?
An agent helps you compare policies from different carriers and explains coverage options like home care and nursing facility benefits. They can also show how a California Partnership policy works to coordinate with Medi-Cal asset protection.
How do California Partnership policies work?
California Partnership policies are state-approved plans that offer dollar-for-dollar asset protection if you later need Medi-Cal. This means for every dollar your policy pays in benefits, you can keep an equal amount of assets when applying for Medi-Cal.
What factors affect long-term care insurance costs in San Carlos?
Costs depend on your age at purchase, health status, benefit amount, and inflation protection. Premiums in California are also regulated under Proposition 103 which requires rate filings and limits how much insurers can increase rates without state approval.