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Compare Long-Term Care Insurance Agents in Palm Desert, CA
Compare long-term care insurance agents in Palm Desert. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 long-term care insurance agents in Palm Desert, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Primerica-Palm Desert
42575 Melanie Pl STE K, Palm Desert, CA 92211
(760) 899-3893
desertheat.co
Charise Karjala Health Markets
72960 Fred Waring Dr #21, Palm Desert, CA 92260
(760) 831-2736
charisekarjala.net
Insurance Incorporated - Palm Desert
77564 Country Club Dr Ste 204D, Palm Desert, CA 92260
(760) 867-0111
insuranceinc.com
Inszone Insurance Services
73350 El Paseo Ste 107, Palm Desert, CA 92260
(760) 773-5671
inszoneinsurance.com
Ascend Insurance Agency
36917 Cook St STE 101, Palm Desert, CA 92211
(760) 341-3477
ascendins.com
Collective Insurance Solutions LLC
77-711 Flora Rd Suite 325, Palm Desert, CA 92211
(760) 600-5605
collectiveinsurancesolutions.com
Motz-Rusin Insurance Agency
78000 Fred Waring Dr #202, Palm Desert, CA 92211
(760) 564-3888
motzrusin.com
Bilhartz Desert Insurance Agency
75410 Gerald Ford Dr #102, Palm Desert, CA 92211
(760) 848-7171
bilhartzinsurance.com
HealthBridge Insurance Solutions
74000 Country Club Dr, Palm Desert, CA 92260
(760) 203-3265
healthbridgeinsurance.com
Carlos Torres- JJ Insurance Services
72261 CA-111 Suite 201, Palm Desert, CA 92260
(760) 772-4455
jjinsuranceagency.com
Acrisure Palm Desert, CA
44751 Village Ct #100, Palm Desert, CA 92260
(760) 341-9397
acrisure.com
Regency Insurance and Financial Group
73261 CA-111 # 206, Palm Desert, CA 92260
(760) 837-3761
regencyhealthonline.com
Insurance Services of Desert
41460 Woodhaven Dr E, Palm Desert, CA 92211
(760) 862-9282
insuranceservicesofthedesert.com
Farrell Insurance Agency
77570 Springfield Ln STE A, Palm Desert, CA 92211
(760) 772-6501
e-fia.com
Rhino Insurance Brokerage
74710 CA-111, Palm Desert, CA 92260
(760) 538-1007
rhinoins.net
Corona Insurance Agency, Inc.
72960 Fred Waring Dr Ste 4, Palm Desert, CA 92260
(760) 773-3900
A long-term care insurance agent in Palm Desert can help you compare policies that cover nursing home care, assisted living, and home health services. In California, the Partnership for Long-Term Care program allows you to keep assets equal to the benefits paid if you later need Medi-Cal. Local agents understand the retirement community needs of the Coachella Valley and can guide you through California specific rules.
What Does a Long-Term Care Insurance Agent in Palm Desert Cost?
Long-term care insurance premiums in California vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old may pay $2,500 to $5,000 annually. Costs are higher for comprehensive benefits with 5% compound inflation protection. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Palm Desert do?
An agent helps you review different policies from multiple insurance companies. They explain coverage options, benefit amounts, and inflation protection. They also ensure the policy meets California Partnership standards if you want asset protection.
How does the California Partnership for Long-Term Care affect my policy?
The Partnership program lets you buy a qualified policy that includes inflation protection and asset disregard. If you use all your benefits and still need care, you can apply for Medi-Cal without losing assets equal to what the policy paid. An agent can tell you which policies qualify.
What is the typical age to buy long-term care insurance in California?
Most people buy a policy in their 50s or early 60s when premiums are lower and health conditions are less likely to cause denial. In California, insurers cannot deny coverage based on pre-existing conditions after the policy has been in force for six months. An agent can help you find the right time to apply.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.