ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in Oakland, CA

Browse long-term care insurance agents serving Oakland, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in Oakland, California is Freeway Insurance, rated 4.6 stars across 342 reviews. Other highly rated options include Jain Williams - State Farm Insurance Agent, Odalis Ordonez Insurance Agency, Khidir Insurance Agency. This directory lists 20 long-term care insurance agents serving Oakland.

Showing 20 long-term care insurance agents in Oakland, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1452 High St Ste B(510) 306-4388
2Jain Williams - State Farm Insurance Agent4222 MacArthur Blvd(510) 530-3222
3Odalis Ordonez Insurance Agency3560 Grand Ave(510) 874-5700
4Khidir Insurance Agency3114 San Pablo Ave(510) 227-6520
5Jessica Hebert - State Farm Insurance Agent490 Grand Ave #210(510) 653-2900
6Rate Crushers Insurance Brokers410 14th St(510) 989-4818
7avail insurance solutions, inc - independent insurance broker6023 College Ave(510) 595-6600
8Halbrook Insurance1433 Leimert Blvd(510) 531-1432
9Near By Insurance Agency324 10th St #235(510) 859-4893
10Rightworks Insurance Services3018 Foothill Blvd(510) 534-9203
FI
1452 High St Ste B
Freeway Insurance
Long-Term Care Insurance Agent · Oakland, CA

Freeway Insurance provides comprehensive services as a Long-Term Care Insurance Agent in Oakland, California. Its service plans typically include policy review and comparison to help clients understand coverage options for future care needs. The company also offers assistance with policy maintenance, such as managing premium payments and updating beneficiary information. In the Oakland area, its services generally apply to private households, residential care facilities, retail businesses, and restaurants seeking insurance guidance for their owners or employees.

JW
4222 MacArthur Blvd
Jain Williams - State Farm Insurance Agent
Long-Term Care Insurance Agent · Oakland, CA

Jain Williams - State Farm Insurance Agent serves the Oakland, California metro area, providing long-term care insurance guidance to local residents. The agency helps clients understand how these policies can cover services like home health aides or assisted living facility costs that are not paid by standard health insurance or Medicare. Protection against the financial burden of extended care needs is a key focus of the work. The agent handles both facility-based care policies and in-home care coverage options for individuals planning ahead.

OO
3560 Grand Ave
Odalis Ordonez Insurance Agency
Long-Term Care Insurance Agent · Oakland, CA

Odalis Ordonez Insurance Agency serves individuals and families in Oakland, California, who are planning for future health and financial security. As a long-term care insurance agent, the agency helps clients review policies that cover nursing home care, in-home assistance, and other extended care needs. Each consultation focuses on explaining benefit triggers, elimination periods, and coverage options tailored to personal circumstances. The agency also assists residents in nearby communities such as Emeryville, helping them access protection against the high costs of extended long-term care services.

KI
3114 San Pablo Ave
Khidir Insurance Agency
Long-Term Care Insurance Agent · Oakland, CA

Khidir Insurance Agency in Oakland, California helps individuals and families choose long-term care insurance policies that cover services like home care, assisted living, and nursing facility stays. The agency guides clients through plan selection and assists with policy maintenance as care needs change over time. It helps evaluate benefit amounts, elimination periods, and inflation protection options to align coverage with long-term financial planning goals. The agency serves homeowners, renters, and those living in apartments, as well as workers in retail shops and restaurant industry professionals.

JH
490 Grand Ave #210
Jessica Hebert - State Farm Insurance Agent
Long-Term Care Insurance Agent · Oakland, CA

Jessica Hebert - State Farm Insurance Agent serves the Oakland, California area and its surrounding communities, handling long-term care insurance policies that help individuals plan for future personal care expenses. The agency assists clients in exploring coverage options designed to protect savings from the high costs of extended care services. Each case involves reviewing the client's individual needs and financial situation. The job is approached by explaining coverage terms clearly and tailoring plan recommendations to those specific circumstances.

RC
410 14th St
Rate Crushers Insurance Brokers
Long-Term Care Insurance Agent · Oakland, CA

At Rate Crushers Insurance Brokers in Oakland, California, clients distinguish between a one-time comprehensive policy review and an ongoing service arrangement where coverage is adjusted annually. The primary focus is evaluating long-term care insurance options that address future custodial or home-health needs. Agents analyze existing policies or assist in securing new plans that align with personal health and financial circumstances. Service is available on a one-time basis for a single consultation, a scheduled recurring plan for annual updates, or as-needed when policyholders encounter life changes such as relocation or health shifts.

AI
6023 College Ave
avail insurance solutions, inc - independent insurance broker
Long-Term Care Insurance Agent · Oakland, CA

Avail Insurance Solutions, Inc., an independent insurance broker located in Oakland, CA, specializes in long-term care insurance policies that cover nursing home, assisted living, and in-home care services. The firm helps clients navigate the complex choices between fixed-benefit and reimbursement-based plans tailored to their financial goals. Its work involves comparing carriers to find suitable coverage for individuals planning ahead or already facing health changes. For families concerned about covering memory care or Alzheimer’s support costs during the holiday season, it provides guidance on available policy options.

HI
1433 Leimert Blvd
Halbrook Insurance
Long-Term Care Insurance Agent · Oakland, CA

As the Oakland area’s population ages, many families begin planning for the high cost of extended care. Halbrook Insurance guides clients through this process as a dedicated long-term care insurance agent company. They explain policy options that help protect savings from future medical expenses. The company focuses on matching coverage to each individual’s financial situation and health concerns. To start a care strategy, Halbrook Insurance conducts an initial consultation to review long-term care needs and appropriate policy features.

NB
324 10th St #235
Near By Insurance Agency
Long-Term Care Insurance Agent · Oakland, CA

Near By Insurance Agency provides long-term care insurance guidance to clients in Oakland and the surrounding communities. The company helps individuals plan for future personal care needs through specialized insurance products that cover services not typically paid by health insurance or Medicare. These policies help manage costs associated with nursing homes, assisted living, or in-home assistance. Near By Insurance Agency works with local offices, warehouses, and food service businesses to offer coverage options for their employees or ownership.

RI
3018 Foothill Blvd
Rightworks Insurance Services
Long-Term Care Insurance Agent · Oakland, CA

Rightworks Insurance Services, based in Oakland, assists local residents with long-term care insurance planning to help cover the costs of assisted living or home care services over time. The company also offers commercial coverage options for businesses seeking to provide employee benefits in this area, serving clients throughout the broader Bay Area region. After an initial policy setup, the agency often follows up during regular visits to review coverage needs or adjust plans as personal circumstances change.

DR
4819 International Blvd
Del-Rose Insurance Services
Long-Term Care Insurance Agent · Oakland, CA
(510) 261-4456
dmv.ca.gov/portal/business-partner/del-rose-insurance-services
AH
1931 Broadway
ATC Health Insurance Oakland
Long-Term Care Insurance Agent · Oakland, CA
(562) 543-2806
elisabettapoitra82.wixsite.com/atc-health-insurance
DE
1767 16th St
David E. Quan Agency Insurance Brokers, Inc.
Long-Term Care Insurance Agent · Oakland, CA
quaninsurance.com
CF
12006 Broadway Terrace
Carman and Fairbanks Insurance Services, Inc.
Long-Term Care Insurance Agent · Oakland, CA
(510) 339-1483
carmanfairbanksinsurance.com
AO
1982 Pleasant Valley Ave A
AAA Oakland Rockridge - Insurance
Long-Term Care Insurance Agent · Oakland, CA
(844) 901-4149
mwg.aaa.com/insurance/agents/ca/oakland
LI
888 98th Ave Suite 101
LRC Insurance Services
Long-Term Care Insurance Agent · Oakland, CA
(510) 564-4259
rubalcabaservices.net
HB
436 14th St Suite 1511
Heffernan Barbary Insurance Services LLC
Long-Term Care Insurance Agent · Oakland, CA
(415) 788-4700
barbaryinsurance.com
CI
5035 International Blvd
CCR Insurance Services, Inc
Long-Term Care Insurance Agent · Oakland, CA
(510) 436-9114
ccrinsurance.com/contact
HI
1001 Fruitvale Ave B
HRC Insurance Services
Long-Term Care Insurance Agent · Oakland, CA
(510) 275-4626
SC
638 Webster St Suite 420
Simon Chew, CIC / eHealth-Plans Inc. / Amazing Wealth
Long-Term Care Insurance Agent · Oakland, CA
(415) 661-3885
simon888.com

What Does a a Long-Term Care Insurance Agent in Oakland Cost?

Long-term care insurance agent services in California typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. For a 55 year old a policy with a 3 year benefit period and 5 percent inflation protection might cost between 1500 and 3000 dollars per year. Costs for a 65 year old can range from 2500 to 5000 dollars per year. This is general information not insurance advice.

About long-term care insurance agents in Oakland

A long-term care insurance agent in Oakland California can help you compare policies that cover nursing home care home health aides and assisted living. California has a unique Partnership for Long-Term Care program that allows policyholders to protect some assets under Medi-Cal. Agents licensed in California must follow state regulations including the California Insurance Code when selling these policies.

Frequently Asked Questions

What does a long-term care insurance agent in Oakland do?

A long-term care insurance agent helps you review policy options from different carriers. They explain benefit triggers elimination periods and inflation protection. They also help you understand California specific rules like the 30 day free look period for new policies.

Is long-term care insurance required in California?

No California does not require you to buy long-term care insurance. However the California Partnership program offers special policies that meet state standards. These policies provide asset protection if you later need Medi-Cal.

How do I choose a long-term care insurance agent in Oakland?

Look for an agent licensed in California with experience selling long-term care policies. Ask if they are familiar with the California Partnership program. Check that they represent multiple insurance companies so they can compare options for you.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.