The top-rated long-term care insurance agent in Newport Beach, California is SmartFinancial, rated 4.7 stars across 852 reviews. Other highly rated options include Breathe Easy Insurance Solutions, ACACIA Insurance Services, Inc., Reza Shah Financial & Insurance Services, Inc.. This directory lists 19 long-term care insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SmartFinancial | 4041 MacArthur Blvd Ste 210 | (855) 214-2291 |
| 2 | Breathe Easy Insurance Solutions | 4695 MacArthur Ct 11th floor | (866) 822-7755 |
| 3 | ACACIA Insurance Services, Inc. | 4667 MacArthur Blvd #260 | (800) 510-8810 |
| 4 | Reza Shah Financial & Insurance Services, Inc. | East Tower, 4000 MacArthur Blvd Suite 600 | (949) 305-2300 |
| 5 | Barrett LTC | 20301 SW Birch St Ste 204 | (949) 525-0606 |
| 6 | Max Young Insurance Agency, Inc | 20261 SW Acacia St Suite 240 Suite 240 | (310) 433-4910 |
| 7 | Premier Associates Insurance Brokers | 3931 Birch St B | (949) 800-5003 |
| 8 | Newport Benefits Insurance Solutions | 260 Newport Center Dr #100 | (949) 229-2860 |
| 9 | Murvay Insurance Services, Inc. | 1001 Dove St #185 | (949) 333-0892 |
| 10 | Roger Stone Insurance Agency | 5015 Birch St Ste 139 | (949) 757-0270 |
SmartFinancial serves the Newport Beach, California, area, providing clients with access to long-term care insurance policies designed to cover expenses associated with extended nursing or home-based assistance. As a local insurance agent, the company helps individuals evaluate coverage options that protect assets against the rising costs of care. The agent guides applicants through policy comparisons and underwriting requirements specific to their needs. This service includes assisting with the selection of benefit periods and daily benefit amounts for potential claims.
Breathe Easy Insurance Solutions provides long-term care insurance planning and policy placement services for individuals and families in the Newport Beach area. Its service approach focuses on helping clients understand coverage options for home care, assisted living, and nursing facility expenses, with available periodic policy reviews and needs reassessments. The company typically assists clients with securing coverage that can help preserve personal savings. It services single-family homes, apartments, retail establishments, and restaurants.
ACACIA Insurance Services, Inc. serves families and individuals in the Newport Beach area who are planning for future healthcare needs. As a long-term care insurance agent, the company helps clients explore coverage options for in-home care, assisted living, and nursing facility expenses. It provides guidance on policy features, benefit periods, and premium structures. ACACIA Insurance Services also extends its services to clients throughout Orange County, including the nearby community of Costa Mesa.
Barrett LTC in Newport Beach, CA helps clients understand the difference between one-time policy consultations and ongoing service options when planning for future care needs. Coverage typically includes assistance with activities of daily living and chronic conditions, though policies vary by provider. The agent presents plan comparisons to match individual circumstances. Services are available on a one-time, scheduled, or as-needed basis, allowing clients to adjust support as their financial and health situations evolve.
Max Young Insurance Agency, Inc specializes in helping clients navigate long-term care insurance options, offering comparisons of policies that cover nursing home care, assisted living, and home health services in Newport Beach. The agency works to explain coverage features and cost structures, allowing individuals to make informed decisions about protecting assets against future care needs. It is particularly helpful for older adults or family caregivers planning ahead during open enrollment periods when policy adjustments may be considered.
As winter approaches and many local families begin reviewing their future healthcare needs, the Newport Beach-based team at Premier Associates Insurance Brokers focuses specifically on long-term care coverage. They help individuals understand how policies can protect assets while ensuring access to needed services. Their consultations typically begin with an initial assessment of each client’s current health situation and financial goals.
Newport Benefits Insurance Solutions helps individuals in Newport Beach, California, prepare for the financial challenges of extended care. The agency specializes exclusively as a long-term care insurance agent, offering policy guidance for future health needs. They assist with plan selection from various carriers. Their services can apply in both office and warehouse environments, as well as within the food service industry.
As Southern California residents plan for the future, safeguarding assets against the high cost of extended care becomes a priority. Murvay Insurance Services, Inc., located in Newport Beach, addresses this need by offering Long-Term Care Insurance policies tailored to individual health and financial situations. They guide clients through coverage options that help protect savings from the expense of nursing homes or home health aides. The process typically begins with a detailed needs analysis and a review of current health conditions to determine eligibility.
Serving residential clients in the Newport Beach area, Roger Stone Insurance Agency focuses on helping individuals secure long-term care insurance coverage. The agency also assists commercial clients within the region with related insurance needs. Every policy recommendation is tailored to the client’s specific circumstances and future care preferences. The agent provides guidance on navigating plan options, benefit periods, and inflation protection. Follow-up consultations occur between regular visits to adjust coverage as a client’s health or financial situation changes.
What Does a a Long-Term Care Insurance Agent in Newport Beach Cost?
Long-term care insurance premiums in California vary by age health and coverage amount. For a 55 year old in Newport Beach a policy might cost between 150 and 300 dollars per month. For a 65 year old the cost could range from 250 to 500 dollars per month. Costs increase with age and health conditions. This is general information not insurance advice.
About long-term care insurance agents in Newport Beach
Long-term care insurance agents in Newport Beach help residents plan for future care needs. These agents explain policy options including California Partnership plans which offer asset protection. Local agents understand Orange County costs and can guide you through California specific regulations.
Frequently Asked Questions
What is the California Partnership for Long-Term Care?
The California Partnership for Long-Term Care is a state program that offers special long-term care policies. These policies provide asset protection and meet California standards. Agents in Newport Beach can explain how this program works.
How long does it take to get a long-term care insurance policy in California?
The application process typically takes 2 to 6 weeks in California. This includes medical underwriting and policy review. Some cases may take longer if additional health information is needed.
Are there tax benefits for long-term care insurance in California?
California does not offer a state income tax deduction for long-term care insurance premiums. However federal tax deductions may apply for qualified policies. An agent can help you understand your specific tax situation.
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