The top-rated long-term care insurance agent in Los Angeles, California is L.A. West Insurance Services, Inc., rated 4.9 stars across 630 reviews. Other highly rated options include Family Insurance Sales LLC, Terza West-Dantzler - State Farm Insurance Agent, Estaphany Michel - State Farm Insurance Agent. This directory lists 28 long-term care insurance agents serving Los Angeles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. West Insurance Services, Inc. | 5177 Sunset Blvd | (877) 527-2378 |
| 2 | Family Insurance Sales LLC | 8600 S Central Ave unit c | (213) 814-4335 |
| 3 | Terza West-Dantzler - State Farm Insurance Agent | 875 N Gower St | (323) 462-1096 |
| 4 | Estaphany Michel - State Farm Insurance Agent | 12061 Jefferson Blvd | (424) 501-0064 |
| 5 | Simpler Horizons Insurance Solutions | 11555 W Olympic Blvd A | (866) 900-1957 |
| 6 | Ace Jared Insurance Solutions | 1348 N Curson Ave | (800) 353-7304 |
| 7 | Goulson Insurance Services | 1880 Century Pk E | (818) 472-5484 |
| 8 | Alex's Insurance | 7676 Compton Ave #2654 | (323) 537-2933 |
| 9 | Choice Insurance Agency | 1601 S La Brea Ave | (323) 933-9888 |
| 10 | Citrust Insurance Agency | 12100 Wilshire Blvd Suite 800 | (323) 375-4719 |
L.A. West Insurance Services, Inc. serves the Los Angeles, California metro area as a long-term care insurance agent. The company assists individuals and families in planning for future custodial and nursing care needs. It also helps clients evaluate policies designed to protect assets from the high costs of extended care. Specific services include providing policy comparisons for long-term care coverage and advising on government program coordinations in the local area.
Family Insurance Sales LLC in Los Angeles, CA offers both a one-time policy review to assess coverage needs and ongoing service options for policy adjustments as life circumstances change. As a long-term care insurance agent, the company helps clients select plans that cover in-home care, assisted living, or nursing facility expenses. Their service runs on an as-needed basis, allowing clients to schedule consultations only when required.
Terza West-Dantzler - State Farm Insurance Agent in Los Angeles, CA, serves homeowners, renters, and business owners seeking financial protection for their future. The agency provides long-term care insurance policies, helping clients plan for assisted living, nursing home, or in-home care expenses as they age. These plans help preserve savings when extended care becomes necessary. The agency also covers neighboring communities throughout the greater Los Angeles metro area, including Inglewood, Culver City, and the San Fernando Valley.
Estaphany Michel - State Farm Insurance Agent serves clients throughout Los Angeles, California, and its surrounding communities. The office handles long-term care insurance policies designed to help cover expenses like nursing home stays, assisted living, and in-home care. Clients often seek this coverage to protect personal savings from the high costs of extended care. To address each situation, the agent takes a straightforward approach by reviewing individual financial circumstances and discussing policy options that align with those needs.
Specializing in long-term care insurance, Simpler Horizons Insurance Solutions helps Los Angeles residents secure coverage for nursing homes, assisted living, and home care. The agency guides clients through policy options and benefit structures, ensuring personalized solutions that address aging needs and financial protection. Whether planning for retirement or responding to a recent health diagnosis, the company assists families in evaluating coverage before a health crisis limits eligibility. It particularly supports clients navigating the complex enrollment periods tied to annual election windows or sudden changes in a family memberโs care requirements.
Ace Jared Insurance Solutions works as a long-term care insurance agent in Los Angeles, California, assisting individuals and families with financial planning strategies for future care needs. The company also helps clients navigate policy options that cover assisted living and in-home support services, a growing priority for many residents. Through careful assessment of each situation, its professionals recommend coverage tailored to different life stages. Beyond personal accounts, Ace Jared Insurance Solutions serves commercial sectors such as offices requiring employee benefits programs, warehouses with large workforces, and food service establishments.
Goulson Insurance Services in Los Angeles, California, is known for guiding individuals through the complex process of securing long-term care insurance. The company helps clients assess their future needs for home health aides, assisted living, or skilled nursing facility coverage. It also explains how these policies can protect personal savings from the high cost of extended care. As a specialty service, the agency can assist in comparing hybrid life and long-term care insurance policies.
As Los Angeles seniors prepare for the dry season and potential health changes, many seek to protect their savings with a long-term care policy. Alex's Insurance works as a local agent, guiding clients through plan options that suit their specific needs and budget. The company explains how policies cover in-home or facility care, helping residents avoid financial strain from extended medical costs. An initial consultation typically begins with a review of current health coverage and long-term goals.
Choice Insurance Agency provides long-term care insurance services for residents in Los Angeles, California. The agency also offers commercial coverage options for businesses that need to protect their employees with qualified care policies. Serving clients throughout the greater Los Angeles area, the selection of appropriate plans takes into account individual future needs and current budget considerations. After an initial policy is placed, the agency remains available for follow-up service between regular visits to adjust coverage as circumstances change.
What Does a a Long-Term Care Insurance Agent in Los Angeles Cost?
Long-term care insurance premiums in California vary based on age health and benefit amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old the cost can range from 2,500 to 5,000 dollars annually. Partnership plans may have slightly different pricing. This is general information not insurance advice.
About long-term care insurance agents in Los Angeles
A long-term care insurance agent in Los Angeles helps you find coverage for nursing home care home health aides and assisted living. California offers the Partnership for Long-Term Care program which provides asset protection and inflation protection. An agent can explain how these state-specific policies work with Medi-Cal planning.
Frequently Asked Questions
What does a long-term care insurance agent do in Los Angeles?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you on California Partnership plans which allow you to keep some assets if you later need Medi-Cal.
Is long-term care insurance required by law in California?
No California does not require long-term care insurance. However the state offers tax-qualified policies and the Partnership program to encourage planning. Some employers may offer group coverage as a benefit.
How do I choose a long-term care insurance agent in Los Angeles?
Look for an agent who is licensed in California and has experience with long-term care policies. Ask if they work with multiple insurance companies so they can compare options. Check their record with the California Department of Insurance.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia