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Long-Term Care Insurance Agents in Lemon Grove, CA
Looking for a long-term care insurance agent in Lemon Grove? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Lemon Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 long-term care insurance agents in Lemon Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fred Loya Insurance
7285 Broadway, Lemon Grove, CA 91945
(619) 668-8530
fredloya.com
Marisol Trujillo: Allstate Insurance
7227 Broadway Ste 102, Lemon Grove, CA 91945
(619) 589-0041
agents.allstate.com
Royalty Insurance Services
7951 Broadway, Lemon Grove, CA 91945
(619) 463-4500
Daris Hochwender - State Farm Insurance Agent
7733 Palm St Ste 212, Lemon Grove, CA 91945
(619) 464-0389
statefarm.com
A long-term care insurance agent in Lemon Grove can help you find a policy to cover future care needs at home or in a facility. California law requires agents to clearly explain policy benefits and inflation protection options. Working with a local agent ensures you understand how these plans work with Medi-Cal and other programs.
What Does a Long-Term Care Insurance Agent in Lemon Grove Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs can be higher for richer benefits or longer benefit periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Lemon Grove do?
An agent helps you compare policies from different insurance companies. They explain coverage for nursing homes, assisted living, and home care. They also help you apply and understand California consumer protections.
Are there California rules for long-term care insurance policies?
Yes, California has a 30-day free look period where you can cancel a policy for a full refund. Policies must also offer inflation protection and cannot deny coverage based on pre-existing conditions after the waiting period.
How do I choose a long-term care insurance agent in Lemon Grove?
Look for an agent licensed in California with experience in long-term care policies. Ask about their knowledge of California Partnership for Long-Term Care plans, which offer asset protection and Medi-Cal access.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.