The top-rated long-term care insurance agent in Lakewood, California is SkyBlue Insurance Agency, Inc., rated 4.8 stars across 1,770 reviews. Other highly rated options include James Durrough: Allstate Insurance, Keiko McInally - State Farm Insurance Agent, Josette Utke - State Farm Insurance Agent. This directory lists 11 long-term care insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SkyBlue Insurance Agency, Inc. | 4007 Paramount Blvd # 100 | (800) 771-7758 |
| 2 | James Durrough: Allstate Insurance | 4010 Watson Plaza Dr Ste 160 | (562) 804-9367 |
| 3 | Keiko McInally - State Farm Insurance Agent | 5536 Del Amo Blvd | (310) 326-7830 |
| 4 | Josette Utke - State Farm Insurance Agent | 5503 South St | (562) 866-3749 |
| 5 | Brian Hunt - State Farm Insurance Agent | 5693 Woodruff Ave | (562) 804-9147 |
| 6 | Inszone Insurance Services | 4010 Watson Plaza Dr Suite 260 | (562) 461-8008 |
| 7 | Linda Tysol - State Farm Insurance Agent | 4136 South St | (562) 634-1660 |
| 8 | Farmers Insurance - Anthony Sanchez | 11136 Del Amo Blvd | (562) 354-6789 |
| 9 | Farmers Insurance - Grace Vega | 2725 Candlewood St c | (562) 634-5300 |
| 10 | Olmedo Insurance Services | 20945 Norwalk Blvd | (562) 342-3111 |
SkyBlue Insurance Agency, Inc., serving Lakewood and the greater Los Angeles County area, specializes as a Long-Term Care Insurance agent. The company assists clients in navigating policies that help cover the costs of extended personal or medical care, including services received at home. It reviews options for daily assistance needs not typically paid by general health insurance. These services include planning for home health aide coverage and evaluating facility-based care benefits.
James Durrough: Allstate Insurance in Lakewood, CA, provides long-term care insurance agent services, offering clients guidance on policy selection and coverage options to help plan for future care needs. Service plans include policy reviews and support with claims initiation to ensure benefits align with changing health circumstances. The agency maintains consistent communication with policyholders regarding plan updates and any regulatory changes affecting their coverage. Its office services single-family homes, apartments, retail, and restaurants located throughout the local area.
Serving homeowners, families, and individuals in Lakewood, California, Keiko McInally - State Farm Insurance Agent offers long-term care insurance coverage to help clients prepare for future care needs. This type of policy can assist with costs associated with assisted living or in-home support, protecting personal savings during retirement. The agency provides guidance on plan options suited to a range of budgets and situations. It also serves residents in nearby communities such as Long Beach and other parts of the greater Los Angeles metro area.
Josette Utke - State Farm Insurance Agent serves clients throughout Lakewood and the surrounding communities of southeast Los Angeles County, handling long-term care insurance policies that help cover expenses associated with extended medical or personal care needs. These plans typically address costs not covered by standard health insurance, including assistance in a nursing facility or at home. Assessing each individual's financial situation and potential future care requirements, the agent works to match clients with appropriate policy options that fit their budget and long-term planning goals.
Brian Hunt - State Farm Insurance Agent in Lakewood, CA helps individuals navigate the key difference between one-time, single-premium long-term care policies and recurring premium plans that spread costs over time, with coverage options tailored to protect assets against the high expense of extended personal or nursing care. Services are available on an as-needed, scheduled, or one-time basis to match each client’s planning timeline and budget.
Inszone Insurance Services serves the Long-Term Care Insurance Agent needs of clients throughout the Los Angeles County area from its base in Lakewood, California. The agency assists residents with planning for future care expenses that typical health plans do not cover. Structured to address individual financial situations, the firm works to secure policies that protect assets against the high costs of extended medical or custodial care. Specific services it handles include evaluating policy options for nursing home coverage and home health care benefits.
Linda Tysol - State Farm Insurance Agent in Lakewood, CA offers long-term care insurance policies that help clients plan for future assisted living or nursing home expenses. The company also provides related insurance products and assists customers with policy selection and claims guidance. As residents grow older, it helps families navigate coverage needs for chronic conditions or extended home care during retirement transitions.
As the cost of extended care rises for Lakewood families, Farmers Insurance - Anthony Sanchez offers guidance on long-term care coverage options suited to individual budgets and health profiles. The agency explains how policies can protect retirement savings while preserving choice of care settings. Each consultation reviews potential waiting periods, benefit durations, and inflation protection features. Initial documentation is reviewed before the agent schedules a policy inspection or needs-assessment step to finalize coverage details.
Farmers Insurance - Grace Vega helps individuals and families in Lakewood, CA, plan for the financial challenges of extended care needs. This agency primarily focuses on the long-term care insurance agent category, offering policies that cover services like nursing home stays, assisted living, and in-home care assistance. Policies can help preserve personal savings during retirement years. Farmers Insurance - Grace Vega serves a variety of commercial sectors in the Lakewood area, including offices, warehouses, and food service businesses.
Olmedo Insurance Services provides long-term care insurance solutions for residents in Lakewood, California. The agency also assists local commercial clients with related coverage needs throughout the greater region. Their agents help individuals and families plan for future care expenses through tailored policy options. This service involves explaining benefit structures, coverage limits, and enrollment procedures to each client. After an initial consultation, the office schedules follow-up meetings to adjust plans or address changes in health status between regular policy reviews.
What Does a a Long-Term Care Insurance Agent in Lakewood Cost?
Long-term care insurance premiums in California vary widely based on age, health, and coverage level. A typical policy for a healthy 55-year-old might cost between 150 and 300 dollars per month. Older applicants or those with health conditions may pay more, sometimes exceeding 500 dollars monthly. This is general information and not insurance advice.
About long-term care insurance agents in Lakewood
Long-term care insurance agents in Lakewood, California help residents plan for future care costs such as nursing homes or home health aides. California offers the Partnership for Long-Term Care program, which allows policyholders to protect a portion of their assets if they later need Medi-Cal. An agent can explain how these state-specific policies work and compare plans from different insurers.
Frequently Asked Questions
What does a long-term care insurance agent in Lakewood do?
An agent helps you understand policy options, compare benefits, and apply for coverage. They explain California Partnership plan features and how they interact with Medi-Cal asset protection rules.
How does California Partnership long-term care insurance work?
California Partnership policies must meet state standards and include inflation protection. If you use the full policy benefits, you can keep assets equal to the amount paid out when you later qualify for Medi-Cal.
Do I need long-term care insurance if I live in Lakewood?
It depends on your age, health, and financial situation. Many people buy policies in their 50s or 60s to lock in lower premiums and protect savings from high care costs.
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