The top-rated long-term care insurance agent in Huntington Beach, California is Number 1 Insurance, rated 4.9 stars across 663 reviews. Other highly rated options include ELG Insurance Services LLC, Covered California Enrollment Center, BrightStar Care. This directory lists 17 long-term care insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Number 1 Insurance | 17111 Beach Blvd #103 | (714) 848-4400 |
| 2 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 3 | Covered California Enrollment Center | 16532 Beach Blvd | (800) 650-0922 |
| 4 | BrightStar Care | 16052 Beach Blvd #160 | (714) 861-4101 |
| 5 | California Insurance Finder | CIF Insurance Agency | 21168 Beach Blvd | (714) 960-4700 |
| 6 | American Tri-Star Insurance Services Huntington Beach | 16162 Beach Blvd #100 | (800) 743-9596 |
| 7 | Welch Insurance | 17011 Beach Blvd 9th floor | (800) 641-3315 |
| 8 | Nancy Rangel Insurance and Financial Services | 6032 Warner Ave | (714) 378-1580 |
| 9 | Tagrisk Insurance Services | 17011 Beach Blvd #205 | (888) 475-1553 |
| 10 | SoCal Insurance & Financial Services - Rental Property & Auto Insurance Company in California | 18141 Beach Blvd #250 | (714) 841-3541 |
Number 1 Insurance serves Huntington Beach and the surrounding Orange County area as a long-term care insurance agent. It helps local residents evaluate their future care needs while protecting assets from the high costs of extended custodial services. The agency provides professional guidance through the complexities of choosing appropriate policy options for nursing home care or home health assistance in this Southern California community. This agent specifically handles policy comparisons for Alzheimer’s and memory care coverage, and gives advice on inflation protection riders for local seniors.
ELG Insurance Services LLC provides long-term care insurance planning for individuals and families in Huntington Beach and the surrounding area. Their services include policy selection assistance and ongoing maintenance support to help clients keep their coverage aligned with changing needs. They also offer policy reviews to explain benefit structures and inflation protections. The company serves a variety of property owners, including single-family homes, apartments, retail businesses, and restaurants.
Covered California Enrollment Center assists residents in Huntington Beach and surrounding areas with securing long-term care coverage, a safeguard for future health needs in retirement. They also address commercial policies, servicing clients across Orange County for facility or home-based care solutions. Their work emphasizes consistent support, ensuring each client understands policy options suited to their personal circumstances. Follow-up is routine after an initial plan is placed, with periodic reviews offered alongside each regular renewal cycle to adjust coverage as needs change.
Serving homeowners and individuals planning for future healthcare needs, BrightStar Care provides long-term care insurance agency services from its Huntington Beach location. The team guides clients in understanding policy options that help protect assets and cover the costs of extended care. They work to explain how these plans can assist with services like in-home support or assisted living. Evaluating personal financial situations and long-term goals is a key part of their process. The agency also serves nearby areas including Costa Mesa and Newport Beach.
Serving Huntington Beach and the surrounding communities of Orange County, California Insurance Finder | CIF Insurance Agency handles long-term care insurance needs for local residents. It focuses on policies that help cover services such as nursing home care, assisted living, and in-home support. The agency reviews each client’s financial situation and health background to identify appropriate coverage options. It then compares plans from multiple carriers to find a suitable policy, guiding clients through the application and underwriting process from start to finish.
American Tri-Star Insurance Services Huntington Beach helps clients understand the difference between comprehensive long-term care policies, which cover a full array of services, and shorter-term or limited benefit options. Coverage typically includes assistance with activities of daily living at home, in assisted living facilities, or in nursing homes. The company serves residents across the Huntington Beach area and surrounding communities. Their service runs on an as-needed basis, allowing clients to schedule consultations and policy reviews whenever personal circumstances change.
As Southern Californians plan for the rising cost of skilled nursing and home health care, Welch Insurance helps Huntington Beach residents evaluate options for long-term care coverage. The agency focuses on explaining policy features, benefit triggers, and inflation protection strategies that align with local retirement planning. They review how these products work alongside Medicare and personal savings. An initial assessment includes a discussion of health history, financial goals, and preferred care settings to identify suitable plan structures for individual needs.
Nancy Rangel Insurance and Financial Services specializes in helping clients plan for future long-term care needs, offering guidance on policies that cover home health aides, assisted living, and nursing home stays. The Huntington Beach agency works with individuals and families to compare coverage options suited to their financial situations. During annual Medicare open enrollment, it assists seniors in reviewing how their existing plans may integrate with new long-term care policy choices.
Tagrisk Insurance Services is a long-term care insurance agency based in Huntington Beach, California. The company assists individuals in planning for future health needs by providing policies that cover extended care costs. This specialty work includes guiding clients through the complexities of policy options for home care, assisted living, and nursing facilities. A major focus is protecting personal savings from the high expenses of long-term support. The agency serves a variety of commercial sectors, including offices, warehouses, and food service businesses.
SoCal Insurance & Financial Services - Rental Property & Auto Insurance Company in California provides long-term care insurance agent services to residential clients in Huntington Beach and the surrounding area. The agency also assists local commercial property owners and renters with coverage options available across California. Long-term care insurance agents in this region help individuals plan for future care needs, offering guidance on policy selection and cost management. Clients frequently return for follow-up appointments between regular policy reviews to adjust coverage as personal situations change.
What Does a a Long-Term Care Insurance Agent in Huntington Beach Cost?
Long-term care insurance premiums in California vary by age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. For a 65-year-old the same coverage could be 250 to 500 dollars per month. Costs are higher for richer benefits and lower for shorter benefit periods. This is general information not insurance advice.
About long-term care insurance agents in Huntington Beach
Long-term care insurance agents in Huntington Beach help residents plan for future care costs while protecting assets. California offers the Partnership for Long-Term Care program which provides special asset protection for policyholders. An agent can explain how these state-specific plans work alongside Medicare and Medi-Cal.
Frequently Asked Questions
What does a long-term care insurance agent in Huntington Beach do?
An agent helps you compare policies from different carriers and explains coverage options for nursing home care home health care and assisted living. They also guide you on California Partnership plans which allow you to keep more assets if you later need Medi-Cal.
How do California Partnership plans work with long-term care insurance?
California Partnership plans are state-approved policies that include inflation protection and asset disregard. If you use all your policy benefits you can apply for Medi-Cal and keep assets equal to what your policy paid out. An agent can show you which carriers offer these plans.
Are there age or health requirements to buy long-term care insurance in California?
Most carriers require you to be between 18 and 84 years old and you must pass medical underwriting. California law allows a free 30-day look period after purchase to cancel for a full refund. An agent can help you find a policy that fits your health status.
Long-Term Care Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia