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Find Long-Term Care Insurance Agents Near You in Desert Hot Springs, CA

Directory of long-term care insurance agents in Desert Hot Springs, California. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 long-term care insurance agents in Desert Hot Springs, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cortes Insurance Services
13138 Palm Dr, Desert Hot Springs, CA 92240
(760) 251-5345 cortesinsuranceandmore.com
ROSALIO PLATA INSURANCE & TAX SERVICES
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015
RP Insurance Services Inc
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015 rpinsurance.online
Miranda Lee Insures
12435 Verbena Dr, Desert Hot Springs, CA 92240
(909) 809-8379
Annette Sarfatty Insurance Producer
Acoma Ave, Desert Hot Springs, CA 92240
(760) 898-0760

Long-term care insurance agents in Desert Hot Springs help residents plan for future care needs. California law requires agents to be licensed and follow strict disclosure rules. Working with a local agent can help you understand options like the California Partnership for Long-Term Care program.

What Does a Long-Term Care Insurance Agent in Desert Hot Springs Cost?

In California, long-term care insurance costs vary widely based on age health and coverage level. A typical annual premium for a 55-year-old might range from 1500 to 4000 dollars. Costs are higher for older applicants and for policies with larger daily benefits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Desert Hot Springs do?
An agent helps you compare policies from different insurers. They explain coverage options such as home care and nursing facility benefits. Agents also guide you on California-specific rules like inflation protection requirements.
How do I know if a long-term care insurance agent is licensed in California?
You can verify an agents license on the California Department of Insurance website. All agents must hold a valid license and complete continuing education. Ask for their license number before working with them.
What is the California Partnership for Long-Term Care program?
This state program offers policies with asset protection features. It allows you to keep some assets if you later need Medi-Cal. An agent can explain if these policies are right for your situation.