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Find Long-Term Care Insurance Agents Near You in Cotati, CA
Compare long-term care insurance agents in Cotati. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Cotati, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 long-term care insurance agents in Cotati, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100
jaredsoukup.com
Maria Reynosa Chavez: Allstate Insurance
150 E Cotati Ave, Cotati, CA 94931
(707) 795-1601
agents.allstate.com
Long-term care insurance agents in Cotati, California help residents plan for future care needs such as nursing home or in-home care. California law requires agents to hold a valid insurance license and follow strict disclosure rules when selling policies. Working with a local agent can help you understand options that fit your budget and health situation.
What Does a Long-Term Care Insurance Agent in Cotati Cost?
Long-term care insurance agent services in California are typically commission-based, meaning the agent is paid by the insurance company when you purchase a policy. Policy premiums vary widely based on your age, health, and coverage level. For a healthy 55-year-old in California, a policy might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Cotati do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, costs, and benefits so you can choose a plan that meets your needs. Agents must follow California regulations including providing a full outline of coverage before you buy.
Do I need a special license to sell long-term care insurance in California?
Yes, agents must have a California insurance license and complete specific training on long-term care insurance. California requires agents to take an 8-hour initial training course and 4 hours of continuing education every two years. This ensures they understand the complex rules and consumer protections.
Are there California laws that protect long-term care insurance buyers?
Yes, California has strong consumer protections. For example, you have a 30-day free look period to cancel a policy for a full refund. Insurers cannot deny coverage based on pre-existing conditions for more than 6 months. Agents must also provide a personal worksheet to help you compare policies.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.