The top-rated long-term care insurance agent in Chino, California is AAA Chino Insurance and Member Services, rated 4.5 stars across 633 reviews. Other highly rated options include Maria Feria - State Farm Insurance Agent, Hector Feria - State Farm Insurance Agent, Caesar Ding - State Farm Insurance Agent. This directory lists 27 long-term care insurance agents serving Chino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Chino Insurance and Member Services | 5402 Philadelphia St Suite A | (909) 591-9451 |
| 2 | Maria Feria - State Farm Insurance Agent | 4531 Philadelphia St Ste 106B | (951) 734-5290 |
| 3 | Hector Feria - State Farm Insurance Agent | 4531 Philadelphia St Ste 106B | (626) 579-5100 |
| 4 | Caesar Ding - State Farm Insurance Agent | 13831 Roswell Ave Ste E | (909) 364-1800 |
| 5 | Yeri Chu - State Farm Insurance Agent | 4091 Riverside Dr #105 | (909) 902-0077 |
| 6 | Diane Ronnebaum - State Farm Insurance Agent | 12598 Central Ave Ste 207 | (909) 464-2906 |
| 7 | Alsop & Associates Insurance Agency: Allstate Insurance | 13841 Roswell Ave # C | (909) 362-8413 |
| 8 | CAP Insurance Services | 13415 5th St B | (909) 590-4405 |
| 9 | Green Light Auto Insurance (#2) | 12419 Central Ave | (909) 233-7933 |
| 10 | Joseph Insurance Broker LLC | 13659 Soper Ave | (909) 217-2630 |
AAA Chino Insurance and Member Services, located in Chino, San Bernardino County, serves the region as a long-term care insurance agent. The agency works with individuals to explore coverage options that address the potential costs of extended care, whether at home or in a facility. It assists clients in understanding the various policy structures available for future health needs. The agency handles consultations regarding plan selection and the filing of claims for existing policies.
Maria Feria - State Farm Insurance Agent in Chino, California, provides long-term care insurance planning to help individuals prepare for future health and personal care needs. Services include evaluating policy options and assisting with coverage maintenance, including periodic reviews and policy updates as needs change. The agency supports clients in managing ongoing care costs while protecting savings. It serves single-family homes, apartments, retail businesses, and restaurants in the area.
Hector Feria - State Farm Insurance Agent serves local homeowners, families, and small business owners in Chino, California. It provides long-term care insurance policies designed to help clients plan for future care needs and protect their assets. The agency guides customers through plan options and coverage details to match individual financial situations and health requirements. As a State Farm representative, it connects clients with a major national carrier while offering personalized, local service in the Inland Empire region.
Serving Chino and the surrounding communities in California, Caesar Ding - State Farm Insurance Agent handles long-term care insurance planning for local residents. The company focuses on helping individuals prepare for future care needs while protecting their financial assets. It assists clients in evaluating their current circumstances and exploring suitable coverage options. To handle a typical job, it begins with a thorough consultation to understand the client’s health history, financial goals, and preferences before presenting policy choices.
A one-time policy purchase for long-term care covers future needs, while an ongoing service renews or adjusts existing coverage for changing circumstances. Yeri Chu, a State Farm Insurance Agent in Chino, CA, provides guidance through these options, helping clients select suitable plans for nursing home, assisted living, or home-based care expenses. Policies protect personal savings against the high costs of extended care. This service typically operates on a scheduled basis, aiming to meet future needs rather than immediate demands.
Diane Ronnebaum - State Farm Insurance Agent in Chino, CA, specializes in long-term care insurance policies that help cover costs of extended support services. The agency also addresses general insurance needs, assisting local residents with personalized policy options for financial protection. Careful planning is essential for those nearing retirement or managing health challenges. The agency particularly helps clients understand how to preserve assets during seasonal open enrollment periods for Medicare and related coverage.
With winter approaching, many Chino families begin planning ahead to protect long-term savings against potential health care costs. Alsop & Associates Insurance Agency: Allstate Insurance offers long-term care insurance consultations to address that local need. As an Allstate agent, the company helps clients understand policy options that can cover assisted living or in-home care expenses. The agency works through a straightforward initial step: scheduling a personal review to discuss individual financial circumstances and evaluate suitable insurance solutions for the future.
CAP Insurance Services provides long-term care insurance solutions for residents in Chino, California. The agency assists individuals with policy selection to help protect assets against future care costs. Commercial coverage options are also available for businesses seeking employee benefits in the surrounding area. The company serves clients throughout the local region, focusing on personalized consultations to address specific care planning needs. Following an initial policy setup, the agency offers ongoing support and coverage adjustments during regular visits to ensure plans remain aligned with changing health circumstances.
Green Light Auto Insurance assists clients in planning for future care needs by offering long-term care insurance policies. Based in Chino, CA, the agency focuses exclusively on this specialized coverage, which helps policyholders afford assistance with daily activities as they age. Their services address the financial challenges of extended care without depleting personal savings. Commercial sectors served include office environments needing employee benefit options, warehouse operations seeking group coverage, and food service businesses requiring simple policy administration for their teams.
Joseph Insurance Broker LLC, based in Chino, CA, is known for helping individuals navigate long-term care insurance options. The company guides clients through policies that cover assistance with daily living activities, such as bathing or dressing. It works with residents planning for future care needs in their retirement years. By explaining coverage details, the agency simplifies complex decisions about health and financial security. Joseph Insurance Broker LLC can also advise on adding a hybrid life insurance policy that includes a long-term care rider.
What Does a a Long-Term Care Insurance Agent in Chino Cost?
Long-term care insurance premiums in California vary based on age, health, and coverage level. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year for a moderate benefit amount. For a 65 year old, annual premiums can range from $2,500 to $5,000. Costs also depend on the daily benefit, benefit period, and inflation rider chosen. This is general information and not insurance advice.
About long-term care insurance agents in Chino
Long-term care insurance agents in Chino, California help residents plan for future care needs while protecting their savings. California has a unique Partnership for Long-Term Care program that allows policyholders to keep more assets if they later need Medi-Cal. Working with a local agent ensures you understand how state rules and your specific health profile affect coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Chino do?
A long-term care insurance agent in Chino helps you compare policies from multiple insurers. They explain coverage details, such as daily benefit amounts and elimination periods. They also guide you through California specific rules like the Partnership program and inflation protection requirements.
How do California Partnership policies work?
California Partnership policies are state approved plans that offer asset protection. If you use all your policy benefits and later need Medi-Cal, you can keep assets equal to the benefits paid out. These policies also include inflation protection and meet state standards for consumer protections.
Are there age limits for buying long-term care insurance in California?
Most insurers in California offer policies to people aged 18 to 84. Premiums are lower when you buy at a younger age. Some health conditions may prevent approval, so it is wise to apply before any major health changes occur.
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